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Single Family ResidenceResidential
$653,503$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $306,000 on Oct 20, 2017

232 SWIMMING RIVER RD

COLTS NECK, NJ 07722
1.5
Baths
1,869 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$654K
$630K low$677K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$306,000 · Oct 20, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,972 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$228,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$356,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.190 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 446 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Conover Road Primary School
Elementary · Grades PK–2 · 4.0 mi
M
Cedar Drive Middle SchoolB+
Middle · Grades 6–8 · 5.0 mi
H
Colts Neck High SchoolC
High · Grades 9–12 · 5.6 mi

District: Colts Neck Township School District

Neighborhood · ZIP 07722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.314 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$174,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$245,006
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Swimming River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Colts Neck 07722
  • Costs less per square foot than 89% of homes in Colts Neck 07722
  • Smaller than 90% of homes in Colts Neck 07722
  • Has a smaller lot than 98% of homes in Colts Neck 07722
  • Older than 72% of homes in Colts Neck 07722

What homes are worth in Colts Neck 07722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$286K$3.6M

This home is worth more than 5% of homes in Colts Neck 07722.

How it measures up in Colts Neck 07722

The dot is this home. The mark in the middle is the typical home in Colts Neck 07722.

Estimated value$653,503
CheaperTypical $1,328,868Pricier

Pricier than 5% of homes nearby

Price per ft²$350
CheaperTypical $422Pricier

Pricier than 11% of homes nearby

Living area1,869 ft²
SmallerTypical 3,072 ft²Bigger

Bigger than 10% of homes nearby

Lot size2,178 ft²
SmallerTypical 1.27 acBigger

Bigger than 2% of homes nearby

Year built1966
OlderTypical 1977Newer

Newer than 28% of homes nearby

How 232 Swimming River Rd ranks against every home in each area.
MeasureThis homeColts Neck 07722Monmouth County
Estimated valuepricier than$653,5035% of homes37% of homes
Price per ft²pricier than$35011% of homes33% of homes
Living areabigger than1,869 ft²10% of homes48% of homes
Lot sizebigger than2,178 ft²2% of homes15% of homes
Year builtnewer than196628% of homes41% of homes

About 232 Swimming River Rd

How much is 232 Swimming River Rd, Colts Neck, NJ worth?

The TopHap Estimate for 232 Swimming River Rd, Colts Neck, NJ is $653,503 as of Aug 30, 2026. The likely range is $630,311 to $676,695. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Swimming River Rd, Colts Neck, NJ last sell?

232 Swimming River Rd, Colts Neck, NJ last sold on Oct 20, 2017 for $306,000, according to the county's recorded deed.

How big is 232 Swimming River Rd, Colts Neck, NJ?

232 Swimming River Rd, Colts Neck, NJ has 1.5 bathrooms, 1,869 square feet of living space and a 0.05-acre lot.

When was 232 Swimming River Rd, Colts Neck, NJ built?

232 Swimming River Rd, Colts Neck, NJ was built in 1966, making it 60 years old. It is a contemporary home. The building has 2 stories.

What schools serve 232 Swimming River Rd, Colts Neck, NJ?

232 Swimming River Rd, Colts Neck, NJ is assigned to Conover Road Primary School (elementary); Cedar Drive Middle School (middle), rated B+; Colts Neck High School (high), rated C. All sit in Colts Neck Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Swimming River Rd, Colts Neck, NJ compare to other homes in Colts Neck 07722?

Among the 3,208 homes in Colts Neck 07722, it is worth more than 5% of them ($653,503 against a typical $1,328,868), its price per square foot is higher than 11% of them ($350 against a typical $422), it is bigger than 10% of them (1,869 ft² against a typical 3,072 ft²), its lot is bigger than 2% of them (2,178 ft² against a typical 1.27 ac) and it is newer than 28% of them (1966 against a typical 1977). Measured against all of Monmouth County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Swimming River Rd, Colts Neck, NJ?

The 2025 property tax bill for 232 Swimming River Rd, Colts Neck, NJ was $4,972. The county assessed it at $407,500.

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