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Single Family ResidenceResidential
$447,240
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $60,000 on Feb 25, 2022

2320 RIDGE RD

PENDLETON, KY 40055
0
Baths
5.04 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$447K
$380K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Feb 25, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,240
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,592
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$309,000
FARM CREDIT MID AMERICA FLCA · recorded Feb 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,121 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$380,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham
Lot (acres)The size of the land the home sits on, from county records.5.04

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oldham County High SchoolA
High · Grades 9–12 · 9.1 mi
E
Buckner Elementary SchoolA
Elementary · Grades KG–5 · 9.3 mi
M
Oldham County Middle SchoolA-
Middle · Grades 6–8 · 9.3 mi

District: Oldham County School District

Neighborhood · ZIP 40055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,027
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2320 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Pendleton 40055
  • Has a bigger lot than 91% of homes in Oldham County

What homes are worth in Pendleton 40055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$846K

This home is worth more than 81% of homes in Pendleton 40055.

How it measures up in Pendleton 40055

The dot is this home. The mark in the middle is the typical home in Pendleton 40055.

Estimated value$447,240
CheaperTypical $314,674Pricier

Pricier than 81% of homes nearby

Lot size5.04 ac
SmallerTypical 4.16 acBigger

Bigger than 61% of homes nearby

How 2320 Ridge Rd ranks against every home in each area.
MeasureThis homePendleton 40055Oldham County
Estimated valuepricier than$447,24081% of homes51% of homes
Lot sizebigger than5.04 ac61% of homes91% of homes

About 2320 Ridge Rd

How much is 2320 Ridge Rd, Pendleton, KY worth?

The TopHap Estimate for 2320 Ridge Rd, Pendleton, KY is $447,240 as of Jun 23, 2026. The likely range is $380,154 to $514,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2320 Ridge Rd, Pendleton, KY last sell?

2320 Ridge Rd, Pendleton, KY last sold on Feb 25, 2022 for $60,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 2320 Ridge Rd, Pendleton, KY?

2320 Ridge Rd, Pendleton, KY is assigned to Oldham County High School (high), rated A; Buckner Elementary School (elementary), rated A; Oldham County Middle School (middle), rated A-. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2320 Ridge Rd, Pendleton, KY compare to other homes in Pendleton 40055?

Among the 819 homes in Pendleton 40055, it is worth more than 81% of them ($447,240 against a typical $314,674) and its lot is bigger than 61% of them (5.04 ac against a typical 4.16 ac). Measured against all of Oldham County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2320 Ridge Rd, Pendleton, KY?

The 2025 property tax bill for 2320 Ridge Rd, Pendleton, KY was $4,121. The county assessed it at $380,000.

Closest homes

More homes in Pendleton 40055

Assigned schools

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