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Rural ResidenceResidential
$556,266$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

23280 OLIVER LN

CLEMENTS, MD 20624
2.5
Baths
1,858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$556K
$504K low$609K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,078 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$427,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.13.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Shed · 384 ft²Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dynard Elementary SchoolB+
Elementary · Grades PK–5 · 1.4 mi
H
Chopticon High SchoolB-
High · Grades 9–12 · 3.9 mi
M
Margaret Brent Middle SchoolB
Middle · Grades 6–8 · 5.1 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20624These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,749
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,410
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23280 Oliver Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in St. Mary's County
  • Costs more per square foot than 86% of homes in Clements 20624
  • Has a bigger lot than 96% of homes in St. Mary's County

What homes are worth in Clements 20624

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$995K

This home is worth more than 73% of homes in Clements 20624.

How it measures up in Clements 20624

The dot is this home. The mark in the middle is the typical home in Clements 20624.

Estimated value$556,266
CheaperTypical $466,825Pricier

Pricier than 73% of homes nearby

Price per ft²$299
CheaperTypical $245Pricier

Pricier than 86% of homes nearby

Living area1,858 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 51% of homes nearby

Lot size13.17 ac
SmallerTypical 2.54 acBigger

Bigger than 86% of homes nearby

Year built1993
OlderTypical 1991Newer

Newer than 57% of homes nearby

How 23280 Oliver Ln ranks against every home in each area.
MeasureThis homeClements 20624St. Mary's County
Estimated valuepricier than$556,26673% of homes77% of homes
Price per ft²pricier than$29986% of homes81% of homes
Living areabigger than1,858 ft²51% of homes53% of homes
Lot sizebigger than13.17 ac86% of homes96% of homes
Year builtnewer than199357% of homes52% of homes

About 23280 Oliver Ln

How much is 23280 Oliver Ln, Clements, MD worth?

The TopHap Estimate for 23280 Oliver Ln, Clements, MD is $556,266 as of Sep 24, 2026. The likely range is $503,939 to $608,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23280 Oliver Ln, Clements, MD last sell?

23280 Oliver Ln, Clements, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 23280 Oliver Ln, Clements, MD?

23280 Oliver Ln, Clements, MD has 2.5 bathrooms, 1,858 square feet of living space and a 13.17-acre lot.

When was 23280 Oliver Ln, Clements, MD built?

23280 Oliver Ln, Clements, MD was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 23280 Oliver Ln, Clements, MD?

23280 Oliver Ln, Clements, MD is assigned to Dynard Elementary School (elementary), rated B+; Chopticon High School (high), rated B-; Margaret Brent Middle School (middle), rated B. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23280 Oliver Ln, Clements, MD compare to other homes in Clements 20624?

Among the 410 homes in Clements 20624, it is worth more than 73% of them ($556,266 against a typical $466,825), its price per square foot is higher than 86% of them ($299 against a typical $245), it is bigger than 51% of them (1,858 ft² against a typical 1,848 ft²), its lot is bigger than 86% of them (13.17 ac against a typical 2.54 ac) and it is newer than 57% of them (1993 against a typical 1991). Measured against all of St. Mary's County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23280 Oliver Ln, Clements, MD?

The 2025 property tax bill for 23280 Oliver Ln, Clements, MD was $4,078. The county assessed it at $405,700.

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