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Single Family ResidenceResidential
$402,579$330 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $203,200 on Oct 25, 2024

233 CATHY PL

PANAMA CITY BEACH, FL 32413
3
Beds
2
Baths
1,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$403K
$374K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$203,200 · Oct 25, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$742 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,446 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,643
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,759

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 448 ft²Patio · 448 ft²Porch · 276 ft²Sprinklers

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Surfside Middle SchoolB
Middle · Grades 6–8 · 4.0 mi
E
West Bay Elementary SchoolB-
Elementary · Grades KG–5 · 4.8 mi
H
J.R. Arnold High SchoolC+
High · Grades 9–12 · 6.3 mi

District: Bay County School District

Neighborhood · ZIP 32413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,673
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

233 Cathy Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Panama City Beach 32413
  • Costs more per square foot than 74% of homes in Bay County
  • Smaller than 68% of homes in Bay County
  • Has a smaller lot than 70% of homes in Bay County
  • Older than 69% of homes in Panama City Beach 32413

What homes are worth in Panama City Beach 32413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$2M

This home is worth more than 34% of homes in Panama City Beach 32413.

How it measures up in Panama City Beach 32413

The dot is this home. The mark in the middle is the typical home in Panama City Beach 32413.

Estimated value$402,579
CheaperTypical $475,959Pricier

Pricier than 34% of homes nearby

Price per ft²$330
CheaperTypical $384Pricier

Pricier than 36% of homes nearby

Living area1,220 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 54% of homes nearby

Year built1985
OlderTypical 2002Newer

Newer than 31% of homes nearby

How 233 Cathy Pl ranks against every home in each area.
MeasureThis homePanama City Beach 32413Bay County
Estimated valuepricier than$402,57934% of homes63% of homes
Price per ft²pricier than$33036% of homes74% of homes
Living areabigger than1,220 ft²43% of homes32% of homes
Lot sizebigger than0.15 ac54% of homes30% of homes
Year builtnewer than198531% of homes39% of homes

About 233 Cathy Pl

How much is 233 Cathy Pl, Panama City Beach, FL worth?

The TopHap Estimate for 233 Cathy Pl, Panama City Beach, FL is $402,579 as of Sep 24, 2026. The likely range is $373,898 to $431,260. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 233 Cathy Pl, Panama City Beach, FL last sell?

233 Cathy Pl, Panama City Beach, FL last sold on Oct 25, 2024 for $203,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 233 Cathy Pl, Panama City Beach, FL?

233 Cathy Pl, Panama City Beach, FL has 3 bedrooms, 2 bathrooms, 1,220 square feet of living space and a 0.15-acre lot.

When was 233 Cathy Pl, Panama City Beach, FL built?

233 Cathy Pl, Panama City Beach, FL was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 233 Cathy Pl, Panama City Beach, FL?

233 Cathy Pl, Panama City Beach, FL is assigned to Surfside Middle School (middle), rated B; West Bay Elementary School (elementary), rated B-; J.R. Arnold High School (high), rated C+. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 233 Cathy Pl, Panama City Beach, FL compare to other homes in Panama City Beach 32413?

Among the 17,136 homes in Panama City Beach 32413, it is worth more than 34% of them ($402,579 against a typical $475,959), its price per square foot is higher than 36% of them ($330 against a typical $384), it is bigger than 43% of them (1,220 ft² against a typical 1,292 ft²), its lot is bigger than 54% of them (0.15 ac against a typical 0.14 ac) and it is newer than 31% of them (1985 against a typical 2002). Measured against all of Bay County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 233 Cathy Pl, Panama City Beach, FL?

The 2025 property tax bill for 233 Cathy Pl, Panama City Beach, FL was $742. The county assessed it at $99,446.

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