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Single Family ResidenceResidential
$103,287$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $63,000 on Oct 29, 2004

233 N RICHARD ST

BEDFORD, PA 15522
0
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$103K
$85K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$63,000 · Oct 29, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,287
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
FIRST AMERICAN BANK OF PENNSYLVANIA · recorded Mar 24, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,281 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
21
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
2
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bedford High SchoolA-
High · Grades 9–12 · 0.5 mi
E
Bedford Elementary SchoolC
Elementary · Grades KG–5 · 0.7 mi
M
Bedford Middle SchoolB+
Middle · Grades 6–8 · 0.7 mi

District: Bedford Area School District

Neighborhood · ZIP 15522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,378
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,687
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

233 N Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Bedford 15522
  • Costs less per square foot than 95% of homes in Bedford 15522
  • Has a smaller lot than 94% of homes in Bedford County
  • Older than 86% of homes in Bedford 15522

What homes are worth in Bedford 15522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$654K

This home is worth more than 8% of homes in Bedford 15522.

How it measures up in Bedford 15522

The dot is this home. The mark in the middle is the typical home in Bedford 15522.

Estimated value$103,287
CheaperTypical $225,658Pricier

Pricier than 8% of homes nearby

Price per ft²$71
CheaperTypical $145Pricier

Pricier than 5% of homes nearby

Living area1,456 ft²
SmallerTypical 1,525 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.14 ac
SmallerTypical 0.93 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1962Newer

Newer than 14% of homes nearby

How 233 N Richard St ranks against every home in each area.
MeasureThis homeBedford 15522Bedford County
Estimated valuepricier than$103,2878% of homes11% of homes
Price per ft²pricier than$715% of homes8% of homes
Living areabigger than1,456 ft²45% of homes51% of homes
Lot sizebigger than0.14 ac7% of homes6% of homes
Year builtnewer than190014% of homes16% of homes

About 233 N Richard St

How much is 233 N Richard St, Bedford, PA worth?

The TopHap Estimate for 233 N Richard St, Bedford, PA is $103,287 as of Jul 14, 2026. The likely range is $85,445 to $121,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 233 N Richard St, Bedford, PA last sell?

233 N Richard St, Bedford, PA last sold on Oct 29, 2004 for $63,000, according to the county's recorded deed.

How big is 233 N Richard St, Bedford, PA?

233 N Richard St, Bedford, PA has 1,456 square feet of living space and a 0.14-acre lot.

When was 233 N Richard St, Bedford, PA built?

233 N Richard St, Bedford, PA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 233 N Richard St, Bedford, PA?

233 N Richard St, Bedford, PA is assigned to Bedford High School (high), rated A-; Bedford Elementary School (elementary), rated C; Bedford Middle School (middle), rated B+. All sit in Bedford Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 233 N Richard St, Bedford, PA compare to other homes in Bedford 15522?

Among the 5,272 homes in Bedford 15522, it is worth more than 8% of them ($103,287 against a typical $225,658), its price per square foot is higher than 5% of them ($71 against a typical $145), it is bigger than 45% of them (1,456 ft² against a typical 1,525 ft²), its lot is bigger than 7% of them (0.14 ac against a typical 0.93 ac) and it is newer than 14% of them (1900 against a typical 1962). Measured against all of Bedford County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 233 N Richard St, Bedford, PA?

The 2026 property tax bill for 233 N Richard St, Bedford, PA was $2,281. The county assessed it at $103,500.

Closest homes

More homes in Bedford 15522

Assigned schools

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