Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$391,262$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2348 JAMES RIVER RD

ESMONT, VA 22937
3
Beds
2.5
Baths
1,561 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$391K
$374K low$408K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$391,262
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$313,010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,126 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$308,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Lot (acres)The size of the land the home sits on, from county records.9.44
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 254 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scottsville Elementary SchoolD+
Elementary · Grades PK–5 · 6.0 mi
M
Walton Middle SchoolC
Middle · Grades 6–8 · 10.5 mi
H
Monticello High SchoolB
High · Grades 9–12 · 16.7 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22937These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,570
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2348 James River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Esmont 22937
  • Costs more per square foot than 74% of homes in Esmont 22937
  • Smaller than 65% of homes in Albemarle County
  • Has a bigger lot than 90% of homes in Albemarle County
  • Newer than 95% of homes in Esmont 22937

What homes are worth in Esmont 22937

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$2.2M

This home is worth more than 73% of homes in Esmont 22937.

How it measures up in Esmont 22937

The dot is this home. The mark in the middle is the typical home in Esmont 22937.

Estimated value$391,262
CheaperTypical $249,908Pricier

Pricier than 73% of homes nearby

Price per ft²$251
CheaperTypical $190Pricier

Pricier than 74% of homes nearby

Living area1,561 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 63% of homes nearby

Lot size9.44 ac
SmallerTypical 2.87 acBigger

Bigger than 81% of homes nearby

Year built2012
OlderTypical 1974Newer

Newer than 95% of homes nearby

How 2348 James River Rd ranks against every home in each area.
MeasureThis homeEsmont 22937Albemarle County
Estimated valuepricier than$391,26273% of homes27% of homes
Price per ft²pricier than$25174% of homes27% of homes
Living areabigger than1,561 ft²63% of homes35% of homes
Lot sizebigger than9.44 ac81% of homes90% of homes
Year builtnewer than201295% of homes84% of homes

About 2348 James River Rd

How much is 2348 James River Rd, Esmont, VA worth?

The TopHap Estimate for 2348 James River Rd, Esmont, VA is $391,262 as of Jul 14, 2026. The likely range is $374,405 to $408,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2348 James River Rd, Esmont, VA last sell?

2348 James River Rd, Esmont, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2348 James River Rd, Esmont, VA?

2348 James River Rd, Esmont, VA has 3 bedrooms, 2.5 bathrooms, 1,561 square feet of living space and a 9.44-acre lot.

When was 2348 James River Rd, Esmont, VA built?

2348 James River Rd, Esmont, VA was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 2348 James River Rd, Esmont, VA?

2348 James River Rd, Esmont, VA is assigned to Scottsville Elementary School (elementary), rated D+; Walton Middle School (middle), rated C; Monticello High School (high), rated B. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2348 James River Rd, Esmont, VA compare to other homes in Esmont 22937?

Among the 616 homes in Esmont 22937, it is worth more than 73% of them ($391,262 against a typical $249,908), its price per square foot is higher than 74% of them ($251 against a typical $190), it is bigger than 63% of them (1,561 ft² against a typical 1,344 ft²), its lot is bigger than 81% of them (9.44 ac against a typical 2.87 ac) and it is newer than 95% of them (2012 against a typical 1974). Measured against all of Albemarle County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2348 James River Rd, Esmont, VA?

The 2026 property tax bill for 2348 James River Rd, Esmont, VA was $3,126. The county assessed it at $349,700.

Closest homes

More homes in Esmont 22937

Assigned schools

Explore the area

See this home in context

Open 2348 James River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map