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Single Family ResidenceResidential
$311,546$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

23490 COTTONWOOD LN

FERGUS FALLS, MN 56537
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$312K
$283K low$340K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,056 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTER TAIL
Lot (acres)The size of the land the home sits on, from county records.1.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 200 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kennedy High SchoolA
Middle · Grades 9–12 · 2.5 mi
E
Iq Academy 9-12C-
Elementary · Grades 9–12 · 2.7 mi

District: Fergus Falls Public School District

Neighborhood · ZIP 56537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,018
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23490 Cottonwood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 75% of homes in Fergus Falls 56537

What homes are worth in Fergus Falls 56537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$681K

This home is worth more than 63% of homes in Fergus Falls 56537.

How it measures up in Fergus Falls 56537

The dot is this home. The mark in the middle is the typical home in Fergus Falls 56537.

Estimated value$311,546
CheaperTypical $257,304Pricier

Pricier than 63% of homes nearby

Price per ft²$270
CheaperTypical $238Pricier

Pricier than 64% of homes nearby

Living area1,152 ft²
SmallerTypical 1,040 ft²Bigger

Bigger than 60% of homes nearby

Lot size1.45 ac
SmallerTypical 0.36 acBigger

Bigger than 75% of homes nearby

Year built1977
OlderTypical 1967Newer

Newer than 60% of homes nearby

How 23490 Cottonwood Ln ranks against every home in each area.
MeasureThis homeFergus Falls 56537Otter Tail County
Estimated valuepricier than$311,54663% of homes49% of homes
Price per ft²pricier than$27064% of homes38% of homes
Living areabigger than1,152 ft²60% of homes62% of homes
Lot sizebigger than1.45 ac75% of homes60% of homes
Year builtnewer than197760% of homes48% of homes

About 23490 Cottonwood Ln

How much is 23490 Cottonwood Ln, Fergus Falls, MN worth?

The TopHap Estimate for 23490 Cottonwood Ln, Fergus Falls, MN is $311,546 as of Sep 24, 2026. The likely range is $283,457 to $339,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23490 Cottonwood Ln, Fergus Falls, MN last sell?

23490 Cottonwood Ln, Fergus Falls, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 23490 Cottonwood Ln, Fergus Falls, MN?

23490 Cottonwood Ln, Fergus Falls, MN has 1 bathrooms, 1,152 square feet of living space and a 1.45-acre lot.

When was 23490 Cottonwood Ln, Fergus Falls, MN built?

23490 Cottonwood Ln, Fergus Falls, MN was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 23490 Cottonwood Ln, Fergus Falls, MN?

23490 Cottonwood Ln, Fergus Falls, MN is assigned to Kennedy High School (middle), rated A; Iq Academy 9-12 (elementary), rated C-. All sit in Fergus Falls Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23490 Cottonwood Ln, Fergus Falls, MN compare to other homes in Fergus Falls 56537?

Among the 8,855 homes in Fergus Falls 56537, it is worth more than 63% of them ($311,546 against a typical $257,304), its price per square foot is higher than 64% of them ($270 against a typical $238), it is bigger than 60% of them (1,152 ft² against a typical 1,040 ft²), its lot is bigger than 75% of them (1.45 ac against a typical 0.36 ac) and it is newer than 60% of them (1977 against a typical 1967). Measured against all of Otter Tail County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23490 Cottonwood Ln, Fergus Falls, MN?

The 2025 property tax bill for 23490 Cottonwood Ln, Fergus Falls, MN was $2,056. The county assessed it at $316,500.

More homes on Cottonwood Ln

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Assigned schools

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