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Single Family ResidenceResidential
$685,608$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2365 RAMER LOOP

COTTONWOOD, AL 36320
2 / 1
Baths
2,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$686K
$419K low$952K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,408 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$461,460

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHouston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.8.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cottonwood High SchoolB-
Elementary · Grades 7–12 · 3.3 mi

District: Houston County School District

Neighborhood · ZIP 36320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,260
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,071
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2365 Ramer Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cottonwood 36320
  • Costs more per square foot than 98% of homes in Cottonwood 36320
  • Bigger than 95% of homes in Cottonwood 36320
  • Has a bigger lot than 94% of homes in Houston County
  • Newer than 96% of homes in Houston County

What homes are worth in Cottonwood 36320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$523K

This home is worth more than almost all homes in Cottonwood 36320.

How it measures up in Cottonwood 36320

The dot is this home. The mark in the middle is the typical home in Cottonwood 36320.

Estimated value$685,608
CheaperTypical $154,298Pricier

Pricier than almost all homes nearby

Price per ft²$243
CheaperTypical $105Pricier

Pricier than 98% of homes nearby

Living area2,816 ft²
SmallerTypical 1,554 ft²Bigger

Bigger than 95% of homes nearby

Lot size8.35 ac
SmallerTypical 1.01 acBigger

Bigger than 87% of homes nearby

Year built2020
OlderTypical 1983Newer

Newer than 93% of homes nearby

How 2365 Ramer Loop ranks against every home in each area.
MeasureThis homeCottonwood 36320Houston County
Estimated valuepricier than$685,608almost all homes98% of homes
Price per ft²pricier than$24398% of homes98% of homes
Living areabigger than2,816 ft²95% of homes90% of homes
Lot sizebigger than8.35 ac87% of homes94% of homes
Year builtnewer than202093% of homes96% of homes

About 2365 Ramer Loop

How much is 2365 Ramer Loop, Cottonwood, AL worth?

The TopHap Estimate for 2365 Ramer Loop, Cottonwood, AL is $685,608 as of Aug 30, 2026. The likely range is $419,238 to $951,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2365 Ramer Loop, Cottonwood, AL last sell?

2365 Ramer Loop, Cottonwood, AL last sold on Dec 13, 2017, according to the county's recorded deed.

How big is 2365 Ramer Loop, Cottonwood, AL?

2365 Ramer Loop, Cottonwood, AL has 2 bathrooms, 2,816 square feet of living space and a 8.35-acre lot.

When was 2365 Ramer Loop, Cottonwood, AL built?

2365 Ramer Loop, Cottonwood, AL was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 2365 Ramer Loop, Cottonwood, AL?

2365 Ramer Loop, Cottonwood, AL is assigned to Cottonwood High School (elementary), rated B-. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2365 Ramer Loop, Cottonwood, AL compare to other homes in Cottonwood 36320?

Among the 1,378 homes in Cottonwood 36320, it is worth more than almost all of them ($685,608 against a typical $154,298), its price per square foot is higher than 98% of them ($243 against a typical $105), it is bigger than 95% of them (2,816 ft² against a typical 1,554 ft²), its lot is bigger than 87% of them (8.35 ac against a typical 1.01 ac) and it is newer than 93% of them (2020 against a typical 1983). Measured against all of Houston County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2365 Ramer Loop, Cottonwood, AL?

The 2025 property tax bill for 2365 Ramer Loop, Cottonwood, AL was $1,408. The county assessed it at $46,200.

More homes on Ramer Loop

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Assigned schools

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