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Single Family ResidenceResidential
$483,132$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $256,680 on Jan 6, 2020

23948 COTTAGE LOOP

ORANGE BEACH, AL 36561
3
Beds
3 / 1
Baths
1,766 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,572 ft²
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$483K
$422K low$545K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$256,680 · Jan 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,177 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$387,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.85%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaldwin
Lot (acres)The size of the land the home sits on, from county records.0.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Orange Beach Middle & High School
Middle · Grades 7–12 · 0.2 mi
E
Orange Beach Elementary School
Elementary · Grades KG–6 · 3.5 mi

District: Orange Beach City School District

Neighborhood · ZIP 36561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.32%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,060
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23948 Cottage Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Orange Beach 36561
  • Costs less per square foot than 93% of homes in Orange Beach 36561
  • Has a smaller lot than 98% of homes in Orange Beach 36561
  • Newer than 93% of homes in Orange Beach 36561

What homes are worth in Orange Beach 36561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$2.9M

This home is worth more than 18% of homes in Orange Beach 36561.

How it measures up in Orange Beach 36561

The dot is this home. The mark in the middle is the typical home in Orange Beach 36561.

Estimated value$483,132
CheaperTypical $720,626Pricier

Pricier than 18% of homes nearby

Price per ft²$274
CheaperTypical $515Pricier

Pricier than 7% of homes nearby

Living area1,766 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 61% of homes nearby

Lot size2,572 ft²
SmallerTypical 2.53 acBigger

Bigger than 2% of homes nearby

Year built2019
OlderTypical 1999Newer

Newer than 93% of homes nearby

How 23948 Cottage Loop ranks against every home in each area.
MeasureThis homeOrange Beach 36561Baldwin County
Estimated valuepricier than$483,13218% of homes64% of homes
Price per ft²pricier than$2747% of homes67% of homes
Living areabigger than1,766 ft²61% of homes50% of homes
Lot sizebigger than2,572 ft²2% of homes2% of homes
Year builtnewer than201993% of homes89% of homes

About 23948 Cottage Loop

How much is 23948 Cottage Loop, Orange Beach, AL worth?

The TopHap Estimate for 23948 Cottage Loop, Orange Beach, AL is $483,132 as of Sep 24, 2026. The likely range is $421,744 to $544,520. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23948 Cottage Loop, Orange Beach, AL last sell?

23948 Cottage Loop, Orange Beach, AL last sold on Jan 6, 2020 for $256,680, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 23948 Cottage Loop, Orange Beach, AL?

23948 Cottage Loop, Orange Beach, AL has 3 bedrooms, 3 bathrooms, 1,766 square feet of living space and a 0.06-acre lot.

When was 23948 Cottage Loop, Orange Beach, AL built?

23948 Cottage Loop, Orange Beach, AL was built in 2019, making it 7 years old. The building has 2 stories.

What schools serve 23948 Cottage Loop, Orange Beach, AL?

23948 Cottage Loop, Orange Beach, AL is assigned to Orange Beach Middle & High School (middle); Orange Beach Elementary School (elementary). All sit in Orange Beach City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23948 Cottage Loop, Orange Beach, AL compare to other homes in Orange Beach 36561?

Among the 16,048 homes in Orange Beach 36561, it is worth more than 18% of them ($483,132 against a typical $720,626), its price per square foot is higher than 7% of them ($274 against a typical $515), it is bigger than 61% of them (1,766 ft² against a typical 1,524 ft²), its lot is bigger than 2% of them (2,572 ft² against a typical 2.53 ac) and it is newer than 93% of them (2019 against a typical 1999). Measured against all of Baldwin County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23948 Cottage Loop, Orange Beach, AL?

The 2024 property tax bill for 23948 Cottage Loop, Orange Beach, AL was $1,177. The county assessed it at $38,700.

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