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Single Family ResidenceResidential
$201,339$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $216,500 on Feb 3, 2025

23969 GEMSTONE DR

LOXLEY, AL 36551
3
Beds
1
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$201K
$155K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$216,500 · Feb 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,342 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,680
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBALDWIN
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Baldwin Middle SchoolA-
Middle · Grades 7–8 · 1.1 mi
E
Loxley Elementary SchoolA-
Elementary · Grades KG–6 · 2.4 mi
H
Robertsdale High SchoolA-
High · Grades 9–12 · 3.6 mi

District: Baldwin County School District

Neighborhood · ZIP 36551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,752
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.202 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,074
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23969 Gemstone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Baldwin County
  • Costs less per square foot than 88% of homes in Baldwin County
  • Smaller than 70% of homes in Loxley 36551
  • Has a smaller lot than 84% of homes in Baldwin County
  • Newer than 74% of homes in Baldwin County

What homes are worth in Loxley 36551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$858K

This home is worth more than 14% of homes in Loxley 36551.

How it measures up in Loxley 36551

The dot is this home. The mark in the middle is the typical home in Loxley 36551.

Estimated value$201,339
CheaperTypical $296,821Pricier

Pricier than 14% of homes nearby

Price per ft²$140
CheaperTypical $170Pricier

Pricier than 17% of homes nearby

Living area1,436 ft²
SmallerTypical 1,694 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.2 ac
SmallerTypical 0.42 acBigger

Bigger than 18% of homes nearby

Year built2009
OlderTypical 2004Newer

Newer than 73% of homes nearby

How 23969 Gemstone Dr ranks against every home in each area.
MeasureThis homeLoxley 36551Baldwin County
Estimated valuepricier than$201,33914% of homes10% of homes
Price per ft²pricier than$14017% of homes12% of homes
Living areabigger than1,436 ft²30% of homes32% of homes
Lot sizebigger than0.2 ac18% of homes16% of homes
Year builtnewer than200973% of homes74% of homes

About 23969 Gemstone Dr

How much is 23969 Gemstone Dr, Loxley, AL worth?

The TopHap Estimate for 23969 Gemstone Dr, Loxley, AL is $201,339 as of Sep 24, 2026. The likely range is $154,894 to $247,784. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23969 Gemstone Dr, Loxley, AL last sell?

23969 Gemstone Dr, Loxley, AL last sold on Feb 3, 2025 for $216,500, according to the county's recorded deed.

How big is 23969 Gemstone Dr, Loxley, AL?

23969 Gemstone Dr, Loxley, AL has 3 bedrooms, 1 bathrooms, 1,436 square feet of living space and a 0.20-acre lot.

When was 23969 Gemstone Dr, Loxley, AL built?

23969 Gemstone Dr, Loxley, AL was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 23969 Gemstone Dr, Loxley, AL?

23969 Gemstone Dr, Loxley, AL is assigned to Central Baldwin Middle School (middle), rated A-; Loxley Elementary School (elementary), rated A-; Robertsdale High School (high), rated A-. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23969 Gemstone Dr, Loxley, AL compare to other homes in Loxley 36551?

Among the 4,030 homes in Loxley 36551, it is worth more than 14% of them ($201,339 against a typical $296,821), its price per square foot is higher than 17% of them ($140 against a typical $170), it is bigger than 30% of them (1,436 ft² against a typical 1,694 ft²), its lot is bigger than 18% of them (0.2 ac against a typical 0.42 ac) and it is newer than 73% of them (2009 against a typical 2004). Measured against all of Baldwin County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23969 Gemstone Dr, Loxley, AL?

The 2025 property tax bill for 23969 Gemstone Dr, Loxley, AL was $1,342. The county assessed it at $43,280.

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