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Single Family ResidenceResidential
$539,189$288 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $417,500 on Jul 7, 2022

23974 COTTAGE LOOP

ORANGE BEACH, AL 36561
3
Beds
1.5
Baths
1,871 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,038 ft²
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$539K
$470K low$608K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$417,500 · Jul 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,836 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$443,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.80%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBALDWIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2021
Lot (acres)The size of the land the home sits on, from county records.0.07
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Orange Beach Middle & High SchoolA
Middle · Grades 7–12 · 0.2 mi
E
Orange Beach Elementary SchoolA+
Elementary · Grades KG–6 · 3.5 mi

District: Orange Beach City School District

Neighborhood · ZIP 36561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.32%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,060
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23974 Cottage Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Orange Beach 36561
  • Costs less per square foot than 92% of homes in Orange Beach 36561
  • Bigger than 67% of homes in Orange Beach 36561
  • Has a smaller lot than 98% of homes in Baldwin County
  • Newer than 92% of homes in Orange Beach 36561

What homes are worth in Orange Beach 36561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$2.8M

This home is worth more than 25% of homes in Orange Beach 36561.

How it measures up in Orange Beach 36561

The dot is this home. The mark in the middle is the typical home in Orange Beach 36561.

Estimated value$539,189
CheaperTypical $717,500Pricier

Pricier than 25% of homes nearby

Price per ft²$288
CheaperTypical $518Pricier

Pricier than 8% of homes nearby

Living area1,871 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 67% of homes nearby

Lot size3,038 ft²
SmallerTypical 1.88 acBigger

Bigger than 3% of homes nearby

Year built2019
OlderTypical 2000Newer

Newer than 92% of homes nearby

How 23974 Cottage Loop ranks against every home in each area.
MeasureThis homeOrange Beach 36561Baldwin County
Estimated valuepricier than$539,18925% of homes70% of homes
Price per ft²pricier than$2888% of homes69% of homes
Living areabigger than1,871 ft²67% of homes57% of homes
Lot sizebigger than3,038 ft²3% of homes2% of homes
Year builtnewer than201992% of homes87% of homes

About 23974 Cottage Loop

How much is 23974 Cottage Loop, Orange Beach, AL worth?

The TopHap Estimate for 23974 Cottage Loop, Orange Beach, AL is $539,189 as of Oct 21, 2026. The likely range is $470,061 to $608,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23974 Cottage Loop, Orange Beach, AL last sell?

23974 Cottage Loop, Orange Beach, AL last sold on Jul 7, 2022 for $417,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 23974 Cottage Loop, Orange Beach, AL?

23974 Cottage Loop, Orange Beach, AL has 3 bedrooms, 1.5 bathrooms, 1,871 square feet of living space and a 0.07-acre lot.

When was 23974 Cottage Loop, Orange Beach, AL built?

23974 Cottage Loop, Orange Beach, AL was built in 2019, making it 7 years old. The building has 2 stories.

What schools serve 23974 Cottage Loop, Orange Beach, AL?

23974 Cottage Loop, Orange Beach, AL is assigned to Orange Beach Middle & High School (middle), rated A; Orange Beach Elementary School (elementary), rated A+. All sit in Orange Beach City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23974 Cottage Loop, Orange Beach, AL compare to other homes in Orange Beach 36561?

Among the 16,136 homes in Orange Beach 36561, it is worth more than 25% of them ($539,189 against a typical $717,500), its price per square foot is higher than 8% of them ($288 against a typical $518), it is bigger than 67% of them (1,871 ft² against a typical 1,560 ft²), its lot is bigger than 3% of them (3,038 ft² against a typical 1.88 ac) and it is newer than 92% of them (2019 against a typical 2000). Measured against all of Baldwin County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23974 Cottage Loop, Orange Beach, AL?

The 2025 property tax bill for 23974 Cottage Loop, Orange Beach, AL was $2,836. The county assessed it at $88,620.

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