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Single Family ResidenceResidential
$393,329$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $280,000 on Apr 18, 2017

2399 FINCH CIR

CHIPLEY, FL 32428
5
Beds
4
Baths
3,945 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.

Valuation

$393K
$365K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Apr 18, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,457 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,444 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,118
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,583

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.10.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,440 ft²Patio · 168 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vernon Middle SchoolC
Middle · Grades 6–8 · 7.2 mi
H
Vernon High SchoolC-
High · Grades 9–12 · 7.2 mi
E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 7.7 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2399 Finch Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Washington County
  • Costs less per square foot than 72% of homes in Chipley 32428
  • Among the largest homes in Chipley 32428
  • Has a bigger lot than 88% of homes in Chipley 32428
  • Older than 67% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$604K

This home is worth more than 89% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$393,329
CheaperTypical $202,792Pricier

Pricier than 89% of homes nearby

Price per ft²$100
CheaperTypical $133Pricier

Pricier than 28% of homes nearby

Living area3,945 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than almost all homes nearby

Lot size10 ac
SmallerTypical 1.53 acBigger

Bigger than 88% of homes nearby

Year built1978
OlderTypical 1991Newer

Newer than 33% of homes nearby

How 2399 Finch Cir ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$393,32989% of homes90% of homes
Price per ft²pricier than$10028% of homes28% of homes
Living areabigger than3,945 ft²almost all homesalmost all homes
Lot sizebigger than10 ac88% of homes84% of homes
Year builtnewer than197833% of homes34% of homes

About 2399 Finch Cir

How much is 2399 Finch Cir, Chipley, FL worth?

The TopHap Estimate for 2399 Finch Cir, Chipley, FL is $393,329 as of Sep 24, 2026. The likely range is $364,552 to $422,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2399 Finch Cir, Chipley, FL last sell?

2399 Finch Cir, Chipley, FL last sold on Apr 18, 2017 for $280,000, according to the county's recorded deed.

How big is 2399 Finch Cir, Chipley, FL?

2399 Finch Cir, Chipley, FL has 5 bedrooms, 4 bathrooms, 3,945 square feet of living space and a 10.00-acre lot.

When was 2399 Finch Cir, Chipley, FL built?

2399 Finch Cir, Chipley, FL was built in 1978, making it 48 years old.

What schools serve 2399 Finch Cir, Chipley, FL?

2399 Finch Cir, Chipley, FL is assigned to Vernon Middle School (middle), rated C; Vernon High School (high), rated C-; Vernon Elementary School (elementary), rated C-. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2399 Finch Cir, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,682 homes in Chipley 32428, it is worth more than 89% of them ($393,329 against a typical $202,792), its price per square foot is higher than 28% of them ($100 against a typical $133), it is bigger than almost all of them (3,945 ft² against a typical 1,496 ft²), its lot is bigger than 88% of them (10 ac against a typical 1.53 ac) and it is newer than 33% of them (1978 against a typical 1991). Measured against all of Washington County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2399 Finch Cir, Chipley, FL?

The 2025 property tax bill for 2399 Finch Cir, Chipley, FL was $3,457. The county assessed it at $295,444.

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