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Single Family ResidenceResidential
$827,566$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $615,000 on Sep 30, 2021

24 N PROSPECT ST

AMHERST, MA 01002
4
Beds
4 / 1
Baths
2,866 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$828K
$776K low$880K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$615,000 · Sep 30, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
PEOPLESBANK (HOLYOKE MA) · R · recorded Feb 27, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
PEOPLESBANK (HOLYOKE MA)

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,369 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$744,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$584,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$676,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHampshire
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Geo-Thermal
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Amherst - Pelham Regional High SchoolA-
High · Grades 9–12 · 0.5 mi
M
Amherst - Pelham Regional Middle SchoolB+
Middle · Grades 7–8 · 0.8 mi
E
Wildwood Elementary SchoolA-
Elementary · Grades KG–6 · 0.9 mi

District: Amherst-Pelham School District

Neighborhood · ZIP 01002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.523 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,051
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

24 N Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Hampshire County
  • Costs less per square foot than 74% of homes in Amherst 01002
  • Bigger than 90% of homes in Hampshire County
  • Has a smaller lot than 93% of homes in Hampshire County
  • Older than 93% of homes in Amherst 01002

What homes are worth in Amherst 01002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$249K$1.1M

This home is worth more than 89% of homes in Amherst 01002.

How it measures up in Amherst 01002

The dot is this home. The mark in the middle is the typical home in Amherst 01002.

Estimated value$827,566
CheaperTypical $543,925Pricier

Pricier than 89% of homes nearby

Price per ft²$289
CheaperTypical $323Pricier

Pricier than 26% of homes nearby

Living area2,866 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.17 ac
SmallerTypical 0.56 acBigger

Bigger than 11% of homes nearby

Year built1886
OlderTypical 1969Newer

Newer than 7% of homes nearby

How 24 N Prospect St ranks against every home in each area.
MeasureThis homeAmherst 01002Hampshire County
Estimated valuepricier than$827,56689% of homes95% of homes
Price per ft²pricier than$28926% of homes56% of homes
Living areabigger than2,866 ft²87% of homes90% of homes
Lot sizebigger than0.17 ac11% of homes7% of homes
Year builtnewer than18867% of homes7% of homes

About 24 N Prospect St

How much is 24 N Prospect St, Amherst, MA worth?

The TopHap Estimate for 24 N Prospect St, Amherst, MA is $827,566 as of Jul 14, 2026. The likely range is $775,534 to $879,598. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 24 N Prospect St, Amherst, MA last sell?

24 N Prospect St, Amherst, MA last sold on Sep 30, 2021 for $615,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 24 N Prospect St, Amherst, MA?

24 N Prospect St, Amherst, MA has 4 bedrooms, 4 bathrooms, 2,866 square feet of living space and a 0.17-acre lot.

When was 24 N Prospect St, Amherst, MA built?

24 N Prospect St, Amherst, MA was built in 1886, making it 140 years old. The building has 2 stories.

What schools serve 24 N Prospect St, Amherst, MA?

24 N Prospect St, Amherst, MA is assigned to Amherst - Pelham Regional High School (high), rated A-; Amherst - Pelham Regional Middle School (middle), rated B+; Wildwood Elementary School (elementary), rated A-. All sit in Amherst-Pelham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 24 N Prospect St, Amherst, MA compare to other homes in Amherst 01002?

Among the 6,302 homes in Amherst 01002, it is worth more than 89% of them ($827,566 against a typical $543,925), its price per square foot is higher than 26% of them ($289 against a typical $323), it is bigger than 87% of them (2,866 ft² against a typical 1,710 ft²), its lot is bigger than 11% of them (0.17 ac against a typical 0.56 ac) and it is newer than 7% of them (1886 against a typical 1969). Measured against all of Hampshire County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 24 N Prospect St, Amherst, MA?

The 2025 property tax bill for 24 N Prospect St, Amherst, MA was $13,369. The county assessed it at $744,800.

Closest homes

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Assigned schools

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