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Single Family ResidenceResidential
$606,393$481 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $275,000 on Aug 30, 2017

240 15TH ST

PANAMA CITY BEACH, FL 32413
3
Beds
2
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$606K
$559K low$654K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Aug 30, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,538 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,886 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$221,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,886
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,654
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,886

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²Porch · 390 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Bay Elementary SchoolB-
Elementary · Grades KG–5 · 5.3 mi
M
Surfside Middle SchoolB+
Middle · Grades 6–8 · 5.5 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 7.8 mi

District: Bay County School District

Neighborhood · ZIP 32413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,673
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

240 15th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Bay County
  • Costs more per square foot than 92% of homes in Bay County
  • Smaller than 65% of homes in Bay County
  • Has a smaller lot than 74% of homes in Bay County
  • Older than 89% of homes in Panama City Beach 32413

What homes are worth in Panama City Beach 32413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$2.2M

This home is worth more than 70% of homes in Panama City Beach 32413.

How it measures up in Panama City Beach 32413

The dot is this home. The mark in the middle is the typical home in Panama City Beach 32413.

Estimated value$606,393
CheaperTypical $476,783Pricier

Pricier than 70% of homes nearby

Price per ft²$481
CheaperTypical $386Pricier

Pricier than 77% of homes nearby

Living area1,260 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.14 ac
SmallerTypical 0.14 acBigger

Bigger than 48% of homes nearby

Year built1975
OlderTypical 2002Newer

Newer than 11% of homes nearby

How 240 15th St ranks against every home in each area.
MeasureThis homePanama City Beach 32413Bay County
Estimated valuepricier than$606,39370% of homes87% of homes
Price per ft²pricier than$48177% of homes92% of homes
Living areabigger than1,260 ft²47% of homes35% of homes
Lot sizebigger than0.14 ac48% of homes26% of homes
Year builtnewer than197511% of homes19% of homes

About 240 15th St

How much is 240 15th St, Panama City Beach, FL worth?

The TopHap Estimate for 240 15th St, Panama City Beach, FL is $606,393 as of Sep 24, 2026. The likely range is $559,279 to $653,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 240 15th St, Panama City Beach, FL last sell?

240 15th St, Panama City Beach, FL last sold on Aug 30, 2017 for $275,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 240 15th St, Panama City Beach, FL?

240 15th St, Panama City Beach, FL has 3 bedrooms, 2 bathrooms, 1,260 square feet of living space and a 0.14-acre lot.

When was 240 15th St, Panama City Beach, FL built?

240 15th St, Panama City Beach, FL was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 240 15th St, Panama City Beach, FL?

240 15th St, Panama City Beach, FL is assigned to West Bay Elementary School (elementary), rated B-; Surfside Middle School (middle), rated B+; J.R. Arnold High School (high), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 240 15th St, Panama City Beach, FL compare to other homes in Panama City Beach 32413?

Among the 17,123 homes in Panama City Beach 32413, it is worth more than 70% of them ($606,393 against a typical $476,783), its price per square foot is higher than 77% of them ($481 against a typical $386), it is bigger than 47% of them (1,260 ft² against a typical 1,292 ft²), its lot is bigger than 48% of them (0.14 ac against a typical 0.14 ac) and it is newer than 11% of them (1975 against a typical 2002). Measured against all of Bay County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 240 15th St, Panama City Beach, FL?

The 2024 property tax bill for 240 15th St, Panama City Beach, FL was $3,538. The county assessed it at $310,886.

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