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Single Family ResidenceResidential
$480,924$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,000 on Apr 15, 2013

24329 RIVER DR

CHAPTICO, MD 20621
1
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$481K
$435K low$527K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,000 · Apr 15, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,424
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,139
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$337,600
NATIONAL INSTITUTES OF HEALTH FCU · recorded Nov 18, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,900
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,032 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$327,333 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$271,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySt. Mary's
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dynard Elementary SchoolA
Elementary · Grades PK–5 · 4.6 mi
M
Margaret Brent Middle SchoolB-
Middle · Grades 6–8 · 7.3 mi
H
Chopticon High SchoolB
High · Grades 9–12 · 7.3 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,672
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.99 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,003
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,865
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

24329 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Chaptico 20621
  • Costs more per square foot than 94% of homes in St. Mary's County
  • Smaller than 73% of homes in St. Mary's County
  • Has a smaller lot than 77% of homes in Chaptico 20621
  • Older than 89% of homes in St. Mary's County

What homes are worth in Chaptico 20621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$911K

This home is worth more than 73% of homes in Chaptico 20621.

How it measures up in Chaptico 20621

The dot is this home. The mark in the middle is the typical home in Chaptico 20621.

Estimated value$480,924
CheaperTypical $391,748Pricier

Pricier than 73% of homes nearby

Price per ft²$364
CheaperTypical $245Pricier

Pricier than 90% of homes nearby

Living area1,320 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.31 ac
SmallerTypical 1.4 acBigger

Bigger than 23% of homes nearby

Year built1959
OlderTypical 1975Newer

Newer than 21% of homes nearby

How 24329 River Dr ranks against every home in each area.
MeasureThis homeChaptico 20621St. Mary's County
Estimated valuepricier than$480,92473% of homes64% of homes
Price per ft²pricier than$36490% of homes94% of homes
Living areabigger than1,320 ft²34% of homes27% of homes
Lot sizebigger than0.31 ac23% of homes30% of homes
Year builtnewer than195921% of homes11% of homes

About 24329 River Dr

How much is 24329 River Dr, Chaptico, MD worth?

The TopHap Estimate for 24329 River Dr, Chaptico, MD is $480,924 as of Jul 14, 2026. The likely range is $435,032 to $526,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 24329 River Dr, Chaptico, MD last sell?

24329 River Dr, Chaptico, MD last sold on Apr 15, 2013 for $249,000, according to the county's recorded deed.

How big is 24329 River Dr, Chaptico, MD?

24329 River Dr, Chaptico, MD has 1 bathrooms, 1,320 square feet of living space and a 0.31-acre lot.

When was 24329 River Dr, Chaptico, MD built?

24329 River Dr, Chaptico, MD was built in 1959, making it 67 years old. It is a conventional home. The building has 1 story.

What schools serve 24329 River Dr, Chaptico, MD?

24329 River Dr, Chaptico, MD is assigned to Dynard Elementary School (elementary), rated A; Margaret Brent Middle School (middle), rated B-; Chopticon High School (high), rated B. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 24329 River Dr, Chaptico, MD compare to other homes in Chaptico 20621?

Among the 604 homes in Chaptico 20621, it is worth more than 73% of them ($480,924 against a typical $391,748), its price per square foot is higher than 90% of them ($364 against a typical $245), it is bigger than 34% of them (1,320 ft² against a typical 1,568 ft²), its lot is bigger than 23% of them (0.31 ac against a typical 1.4 ac) and it is newer than 21% of them (1959 against a typical 1975). Measured against all of St. Mary's County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 24329 River Dr, Chaptico, MD?

The 2023 property tax bill for 24329 River Dr, Chaptico, MD was $3,032. The county assessed it at $327,333.

Closest homes

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Assigned schools

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