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Single Family ResidenceResidential
$974,310$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2445 RIVER RANCH RD

TEMPLE, TX 76502
4
Baths
4,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$974K
$900K low$1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,217 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$900,235 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$139,193
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$761,042
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$878,596
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$900,235

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.4.43
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Pool housePorch · 807 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Academy Elementary SchoolA-
Elementary · Grades 1–5 · 4.2 mi
M
Academy Middle SchoolB
Middle · Grades 6–8 · 4.3 mi
H
Academy High SchoolB-
High · Grades 9–12 · 4.3 mi

District: Academy Independent School District

Neighborhood · ZIP 76502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.51,032
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.658 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,635
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2445 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Temple 76502
  • Costs more per square foot than 95% of homes in Temple 76502
  • Among the largest homes in Temple 76502
  • Among the largest lots in Temple 76502
  • Newer than 69% of homes in Bell County

What homes are worth in Temple 76502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$718K

This home is worth more than almost all homes in Temple 76502.

How it measures up in Temple 76502

The dot is this home. The mark in the middle is the typical home in Temple 76502.

Estimated value$974,310
CheaperTypical $289,191Pricier

Pricier than almost all homes nearby

Price per ft²$218
CheaperTypical $160Pricier

Pricier than 95% of homes nearby

Living area4,476 ft²
SmallerTypical 1,825 ft²Bigger

Bigger than almost all homes nearby

Lot size4.43 ac
SmallerTypical 0.19 acBigger

Bigger than almost all homes nearby

Year built2009
OlderTypical 2010Newer

Newer than 50% of homes nearby

How 2445 River Ranch Rd ranks against every home in each area.
MeasureThis homeTemple 76502Bell County
Estimated valuepricier than$974,310almost all homesalmost all homes
Price per ft²pricier than$21895% of homes92% of homes
Living areabigger than4,476 ft²almost all homesalmost all homes
Lot sizebigger than4.43 acalmost all homes96% of homes
Year builtnewer than200950% of homes69% of homes

About 2445 River Ranch Rd

How much is 2445 River Ranch Rd, Temple, TX worth?

The TopHap Estimate for 2445 River Ranch Rd, Temple, TX is $974,310 as of Aug 30, 2026. The likely range is $900,327 to $1,048,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2445 River Ranch Rd, Temple, TX?

2445 River Ranch Rd, Temple, TX has 4 bathrooms, 4,476 square feet of living space and a 4.43-acre lot.

When was 2445 River Ranch Rd, Temple, TX built?

2445 River Ranch Rd, Temple, TX was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 2445 River Ranch Rd, Temple, TX?

2445 River Ranch Rd, Temple, TX is assigned to Academy Elementary School (elementary), rated A-; Academy Middle School (middle), rated B; Academy High School (high), rated B-. All sit in Academy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2445 River Ranch Rd, Temple, TX compare to other homes in Temple 76502?

Among the 20,454 homes in Temple 76502, it is worth more than almost all of them ($974,310 against a typical $289,191), its price per square foot is higher than 95% of them ($218 against a typical $160), it is bigger than almost all of them (4,476 ft² against a typical 1,825 ft²), its lot is bigger than almost all of them (4.43 ac against a typical 0.19 ac) and it is newer than 50% of them (2009 against a typical 2010). Measured against all of Bell County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2445 River Ranch Rd, Temple, TX?

The 2024 property tax bill for 2445 River Ranch Rd, Temple, TX was $5,217. The county assessed it at $900,235.

More homes on River Ranch Rd

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Assigned schools

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