Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$114,104$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2448 RIVER RD

FORT PLAIN, NY 13339
3
Beds
2 / 1
Baths
1,518 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$114K
$96K low$132K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,104
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,283
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
NBT BANK NA · recorded Jan 9, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$803 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,127

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.1.20
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 199 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oppenheim-Ephratah-St Johnsville Junior/Senior High SchoolB
Middle · Grades 7–12 · 3.9 mi
E
Oppenheim-Ephratah-St Johnsville Elementary SchoolB
Elementary · Grades PK–6 · 6.3 mi

District: Oppenheim-Ephratah-St. Johnsville Central School District

Neighborhood · ZIP 13339These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,683
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,469
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2448 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Herkimer County
  • Costs less per square foot than 85% of homes in Herkimer County

What homes are worth in Fort Plain 13339

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$562K

This home is worth more than 26% of homes in Fort Plain 13339.

How it measures up in Fort Plain 13339

The dot is this home. The mark in the middle is the typical home in Fort Plain 13339.

Estimated value$114,104
CheaperTypical $162,328Pricier

Pricier than 26% of homes nearby

Price per ft²$75
CheaperTypical $103Pricier

Pricier than 28% of homes nearby

Living area1,518 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.2 ac
SmallerTypical 1.5 acBigger

Bigger than 47% of homes nearby

Year built1930
OlderTypical 1952Newer

Newer than 43% of homes nearby

How 2448 River Rd ranks against every home in each area.
MeasureThis homeFort Plain 13339Herkimer County
Estimated valuepricier than$114,10426% of homes16% of homes
Price per ft²pricier than$7528% of homes15% of homes
Living areabigger than1,518 ft²47% of homes51% of homes
Lot sizebigger than1.2 ac47% of homes64% of homes
Year builtnewer than193043% of homes43% of homes

About 2448 River Rd

How much is 2448 River Rd, Fort Plain, NY worth?

The TopHap Estimate for 2448 River Rd, Fort Plain, NY is $114,104 as of Jul 14, 2026. The likely range is $96,069 to $132,139. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2448 River Rd, Fort Plain, NY?

2448 River Rd, Fort Plain, NY has 3 bedrooms, 2 bathrooms, 1,518 square feet of living space and a 1.20-acre lot.

When was 2448 River Rd, Fort Plain, NY built?

2448 River Rd, Fort Plain, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 2448 River Rd, Fort Plain, NY?

2448 River Rd, Fort Plain, NY is assigned to Oppenheim-Ephratah-St Johnsville Junior/Senior High School (middle), rated B; Oppenheim-Ephratah-St Johnsville Elementary School (elementary), rated B. All sit in Oppenheim-Ephratah-St. Johnsville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2448 River Rd, Fort Plain, NY compare to other homes in Fort Plain 13339?

Among the 2,504 homes in Fort Plain 13339, it is worth more than 26% of them ($114,104 against a typical $162,328), its price per square foot is higher than 28% of them ($75 against a typical $103), it is bigger than 47% of them (1,518 ft² against a typical 1,566 ft²), its lot is bigger than 47% of them (1.2 ac against a typical 1.5 ac) and it is newer than 43% of them (1930 against a typical 1952). Measured against all of Herkimer County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2448 River Rd, Fort Plain, NY?

The 2024 property tax bill for 2448 River Rd, Fort Plain, NY was $803. The county assessed it at $57,200.

Closest homes

More homes in Fort Plain 13339

Assigned schools

Explore the area

See this home in context

Open 2448 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map