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Single Family ResidenceResidential
$48,970$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

245 BAY ST

HAWTHORNE, FL 32640
2
Beds
1
Baths
624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.

Valuation

$49K
$43K low$55K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,620 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,820
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Heat Pump
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ochwilla Elementary SchoolD
Elementary · Grades PK–6 · 2.1 mi
M
Interlachen Jr/Sr High SchoolD
Middle · Grades 7–12 · 8.5 mi

District: Putnam County School District

Neighborhood · ZIP 32640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,970
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,136
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Hawthorne 32640
  • Costs less per square foot than 91% of homes in Hawthorne 32640
  • Smaller than 95% of homes in Hawthorne 32640
  • Has a smaller lot than 94% of homes in Hawthorne 32640

What homes are worth in Hawthorne 32640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$718K

This home is worth more than 4% of homes in Hawthorne 32640.

How it measures up in Hawthorne 32640

The dot is this home. The mark in the middle is the typical home in Hawthorne 32640.

Estimated value$48,970
CheaperTypical $218,949Pricier

Pricier than 4% of homes nearby

Price per ft²$78
CheaperTypical $148Pricier

Pricier than 9% of homes nearby

Living area624 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.2 ac
SmallerTypical 1.38 acBigger

Bigger than 6% of homes nearby

Year built1982
OlderTypical 1986Newer

Newer than 43% of homes nearby

How 245 Bay St ranks against every home in each area.
MeasureThis homeHawthorne 32640Putnam County
Estimated valuepricier than$48,9704% of homes4% of homes
Price per ft²pricier than$789% of homes13% of homes
Living areabigger than624 ft²5% of homes5% of homes
Lot sizebigger than0.2 ac6% of homes11% of homes
Year builtnewer than198243% of homes47% of homes

About 245 Bay St

How much is 245 Bay St, Hawthorne, FL worth?

The TopHap Estimate for 245 Bay St, Hawthorne, FL is $48,970 as of Sep 24, 2026. The likely range is $42,968 to $54,972. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Bay St, Hawthorne, FL last sell?

245 Bay St, Hawthorne, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 245 Bay St, Hawthorne, FL?

245 Bay St, Hawthorne, FL has 2 bedrooms, 1 bathrooms, 624 square feet of living space and a 0.20-acre lot.

When was 245 Bay St, Hawthorne, FL built?

245 Bay St, Hawthorne, FL was built in 1982, making it 44 years old.

What schools serve 245 Bay St, Hawthorne, FL?

245 Bay St, Hawthorne, FL is assigned to Ochwilla Elementary School (elementary), rated D; Interlachen Jr/Sr High School (middle), rated D. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Bay St, Hawthorne, FL compare to other homes in Hawthorne 32640?

Among the 5,914 homes in Hawthorne 32640, it is worth more than 4% of them ($48,970 against a typical $218,949), its price per square foot is higher than 9% of them ($78 against a typical $148), it is bigger than 5% of them (624 ft² against a typical 1,372 ft²), its lot is bigger than 6% of them (0.2 ac against a typical 1.38 ac) and it is newer than 43% of them (1982 against a typical 1986). Measured against all of Putnam County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Bay St, Hawthorne, FL?

The 2025 property tax bill for 245 Bay St, Hawthorne, FL was $110. The county assessed it at $28,620.

More homes on Bay St

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More homes in Hawthorne 32640

Assigned schools

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