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Single Family ResidenceResidential
$492,893$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $389,000 on Nov 7, 2018

245 COTTON TRAIL DR

ROSSVILLE, TN 38066
3
Baths
2,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$493K
$455K low$531K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$389,000 · Nov 7, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$379,500
PENNYMAC LOAN SERVICES LLC · recorded Nov 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
DISCOVER BANK

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$518,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 385 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwest Elementary SchoolB
Elementary · Grades PK–5 · 7.7 mi
M
West Junior High SchoolC-
Middle · Grades 6–8 · 11.7 mi
H
Fayette-Ware High SchoolD+
High · Grades 9–12 · 19.8 mi

District: Fayette County School District

Neighborhood · ZIP 38066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.178

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,748
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Cotton Trail Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Fayette County
  • Costs more per square foot than 69% of homes in Fayette County
  • Bigger than 72% of homes in Fayette County
  • Has a smaller lot than 85% of homes in Rossville 38066
  • Newer than 81% of homes in Fayette County

What homes are worth in Rossville 38066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$1M

This home is worth more than 50% of homes in Rossville 38066.

How it measures up in Rossville 38066

The dot is this home. The mark in the middle is the typical home in Rossville 38066.

Estimated value$492,893
CheaperTypical $492,230Pricier

Pricier than 50% of homes nearby

Price per ft²$186
CheaperTypical $188Pricier

Pricier than 48% of homes nearby

Living area2,643 ft²
SmallerTypical 2,437 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.49 ac
SmallerTypical 1.49 acBigger

Bigger than 15% of homes nearby

Year built2016
OlderTypical 2003Newer

Newer than 78% of homes nearby

How 245 Cotton Trail Dr ranks against every home in each area.
MeasureThis homeRossville 38066Fayette County
Estimated valuepricier than$492,89350% of homes77% of homes
Price per ft²pricier than$18648% of homes69% of homes
Living areabigger than2,643 ft²55% of homes72% of homes
Lot sizebigger than0.49 ac15% of homes21% of homes
Year builtnewer than201678% of homes81% of homes

About 245 Cotton Trail Dr

How much is 245 Cotton Trail Dr, Rossville, TN worth?

The TopHap Estimate for 245 Cotton Trail Dr, Rossville, TN is $492,893 as of Jul 14, 2026. The likely range is $454,719 to $531,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Cotton Trail Dr, Rossville, TN last sell?

245 Cotton Trail Dr, Rossville, TN last sold on Nov 7, 2018 for $389,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 245 Cotton Trail Dr, Rossville, TN?

245 Cotton Trail Dr, Rossville, TN has 3 bathrooms and 2,643 square feet of living space.

When was 245 Cotton Trail Dr, Rossville, TN built?

245 Cotton Trail Dr, Rossville, TN was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 245 Cotton Trail Dr, Rossville, TN?

245 Cotton Trail Dr, Rossville, TN is assigned to Southwest Elementary School (elementary), rated B; West Junior High School (middle), rated C-; Fayette-Ware High School (high), rated D+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Cotton Trail Dr, Rossville, TN compare to other homes in Rossville 38066?

Among the 1,512 homes in Rossville 38066, it is worth more than 50% of them ($492,893 against a typical $492,230), its price per square foot is higher than 48% of them ($186 against a typical $188), it is bigger than 55% of them (2,643 ft² against a typical 2,437 ft²), its lot is bigger than 15% of them (0.49 ac against a typical 1.49 ac) and it is newer than 78% of them (2016 against a typical 2003). Measured against all of Fayette County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rossville 38066

Assigned schools

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