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Single Family ResidenceResidential
$345,753
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $335,500 on Apr 13, 2026

245 N ELM ST

WATERMAN, IL 60556
5
Beds
0
Baths
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$346K
$315K low$377K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,500 · Apr 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,936 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,596 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,717
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,879
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,355
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$337,788

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Victorian
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.0.22
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Indian Creek Middle SchoolC+
Middle · Grades 5–8 · 0.2 mi
E
Indian Creek Elementary SchoolA-
Elementary · Grades PK–4 · 5.2 mi
H
Indian Creek High SchoolD+
High · Grades 9–12 · 5.3 mi

District: Indian Creek Community Unit District 425

Neighborhood · ZIP 60556These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,906
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,961
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 N Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Waterman 60556
  • Has a smaller lot than 65% of homes in Waterman 60556
  • Older than 96% of homes in Waterman 60556

What homes are worth in Waterman 60556

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$1.3M

This home is worth more than 75% of homes in Waterman 60556.

How it measures up in Waterman 60556

The dot is this home. The mark in the middle is the typical home in Waterman 60556.

Estimated value$345,753
CheaperTypical $285,042Pricier

Pricier than 75% of homes nearby

Lot size0.22 ac
SmallerTypical 0.27 acBigger

Bigger than 35% of homes nearby

Year built1902
OlderTypical 1997Newer

Newer than 4% of homes nearby

How 245 N Elm St ranks against every home in each area.
MeasureThis homeWaterman 60556DeKalb County
Estimated valuepricier than$345,75375% of homes70% of homes
Lot sizebigger than0.22 ac35% of homes38% of homes
Year builtnewer than19024% of homes6% of homes

About 245 N Elm St

How much is 245 N Elm St, Waterman, IL worth?

The TopHap Estimate for 245 N Elm St, Waterman, IL is $345,753 as of Sep 24, 2026. The likely range is $314,882 to $376,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 N Elm St, Waterman, IL last sell?

245 N Elm St, Waterman, IL last sold on Apr 13, 2026 for $335,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 245 N Elm St, Waterman, IL?

245 N Elm St, Waterman, IL has 5 bedrooms and a 0.22-acre lot.

When was 245 N Elm St, Waterman, IL built?

245 N Elm St, Waterman, IL was built in 1902, making it 124 years old. It is a victorian home. The building has 2 stories.

What schools serve 245 N Elm St, Waterman, IL?

245 N Elm St, Waterman, IL is assigned to Indian Creek Middle School (middle), rated C+; Indian Creek Elementary School (elementary), rated A-; Indian Creek High School (high), rated D+. All sit in Indian Creek Community Unit District 425. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 N Elm St, Waterman, IL compare to other homes in Waterman 60556?

Among the 827 homes in Waterman 60556, it is worth more than 75% of them ($345,753 against a typical $285,042), its lot is bigger than 35% of them (0.22 ac against a typical 0.27 ac) and it is newer than 4% of them (1902 against a typical 1997). Measured against all of DeKalb County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 N Elm St, Waterman, IL?

The 2024 property tax bill for 245 N Elm St, Waterman, IL was $6,936. The county assessed it at $112,596.

More homes on N Elm St

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Assigned schools

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Open 245 N Elm St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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