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Single Family ResidenceResidential
$350,415$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

245 PHOEBE ST

ROCK, WV 24747
3
Beds
2
Baths
2,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$350K
$324K low$377K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$214,415
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$171,532
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$136,000
ATLANTIC BAY MORTGAGE, LLC · recorded May 23, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,932 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMercer
Lot (acres)The size of the land the home sits on, from county records.3.43
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
SpanishburgD-
Elementary · Grades PK–5 · 2.9 mi
M
Pikeview Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi
H
Pikeview High SchoolF
High · Grades 9–12 · 5.0 mi

District: Mercer County School District

Neighborhood · ZIP 24747These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,116
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Phoebe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Rock 24747
  • Costs more per square foot than 90% of homes in Rock 24747
  • Bigger than 95% of homes in Rock 24747
  • Has a bigger lot than 85% of homes in Mercer County
  • Newer than 95% of homes in Mercer County

What homes are worth in Rock 24747

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$342K

This home is worth more than 98% of homes in Rock 24747.

How it measures up in Rock 24747

The dot is this home. The mark in the middle is the typical home in Rock 24747.

Estimated value$350,415
CheaperTypical $97,346Pricier

Pricier than 98% of homes nearby

Price per ft²$137
CheaperTypical $73Pricier

Pricier than 90% of homes nearby

Living area2,560 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.43 ac
SmallerTypical 1.55 acBigger

Bigger than 69% of homes nearby

Year built2005
OlderTypical 1955Newer

Newer than 92% of homes nearby

How 245 Phoebe St ranks against every home in each area.
MeasureThis homeRock 24747Mercer County
Estimated valuepricier than$350,41598% of homes94% of homes
Price per ft²pricier than$13790% of homes83% of homes
Living areabigger than2,560 ft²95% of homes91% of homes
Lot sizebigger than3.43 ac69% of homes85% of homes
Year builtnewer than200592% of homes95% of homes

About 245 Phoebe St

How much is 245 Phoebe St, Rock, WV worth?

The TopHap Estimate for 245 Phoebe St, Rock, WV is $350,415 as of Jul 14, 2026. The likely range is $323,804 to $377,026. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 245 Phoebe St, Rock, WV?

245 Phoebe St, Rock, WV has 3 bedrooms, 2 bathrooms, 2,560 square feet of living space and a 3.43-acre lot.

When was 245 Phoebe St, Rock, WV built?

245 Phoebe St, Rock, WV was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 245 Phoebe St, Rock, WV?

245 Phoebe St, Rock, WV is assigned to Spanishburg (elementary), rated D-; Pikeview Middle School (middle), rated B-; Pikeview High School (high), rated F. All sit in Mercer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Phoebe St, Rock, WV compare to other homes in Rock 24747?

Among the 1,358 homes in Rock 24747, it is worth more than 98% of them ($350,415 against a typical $97,346), its price per square foot is higher than 90% of them ($137 against a typical $73), it is bigger than 95% of them (2,560 ft² against a typical 1,344 ft²), its lot is bigger than 69% of them (3.43 ac against a typical 1.55 ac) and it is newer than 92% of them (2005 against a typical 1955). Measured against all of Mercer County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Phoebe St, Rock, WV?

The 2025 property tax bill for 245 Phoebe St, Rock, WV was $1,932. The county assessed it at $170,460.

Closest homes

More homes in Rock 24747

Assigned schools

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