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Single Family ResidenceResidential
$1,123,691$399 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

245 SHORELINE DR

SMITH RIVER, CA 95567
3
Beds
3
Baths
2,818 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$935K low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$898,691
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$718,953
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
CHETCO FCU · recorded Mar 18, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,776 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$842,646 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$335,797
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$506,849
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$826,124

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
15
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEL NORTE
Lot (acres)The size of the land the home sits on, from county records.0.80
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smith River Elementary SchoolB
Elementary · Grades PK–8 · 3.8 mi
H
Del Norte High SchoolC+
High · Grades 9–12 · 13.5 mi

District: Del Norte County Unified School District

Neighborhood · ZIP 95567These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.316

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,820
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.93 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Shoreline Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Del Norte County
  • Costs more per square foot than 97% of homes in Del Norte County
  • Bigger than 94% of homes in Del Norte County
  • Newer than 86% of homes in Del Norte County

What homes are worth in Smith River 95567

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1.5M

This home is worth more than 94% of homes in Smith River 95567.

How it measures up in Smith River 95567

The dot is this home. The mark in the middle is the typical home in Smith River 95567.

Estimated value$1,123,691
CheaperTypical $442,811Pricier

Pricier than 94% of homes nearby

Price per ft²$399
CheaperTypical $275Pricier

Pricier than 89% of homes nearby

Living area2,818 ft²
SmallerTypical 1,746 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.8 ac
SmallerTypical 1.3 acBigger

Bigger than 36% of homes nearby

Year built2003
OlderTypical 1979Newer

Newer than 84% of homes nearby

How 245 Shoreline Dr ranks against every home in each area.
MeasureThis homeSmith River 95567Del Norte County
Estimated valuepricier than$1,123,69194% of homesalmost all homes
Price per ft²pricier than$39989% of homes97% of homes
Living areabigger than2,818 ft²80% of homes94% of homes
Lot sizebigger than0.8 ac36% of homes54% of homes
Year builtnewer than200384% of homes86% of homes

About 245 Shoreline Dr

How much is 245 Shoreline Dr, Smith River, CA worth?

The TopHap Estimate for 245 Shoreline Dr, Smith River, CA is $1,123,691 as of Jul 14, 2026. The likely range is $934,524 to $1,312,858. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Shoreline Dr, Smith River, CA last sell?

245 Shoreline Dr, Smith River, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 245 Shoreline Dr, Smith River, CA?

245 Shoreline Dr, Smith River, CA has 3 bedrooms, 3 bathrooms, 2,818 square feet of living space and a 0.80-acre lot.

When was 245 Shoreline Dr, Smith River, CA built?

245 Shoreline Dr, Smith River, CA was built in 2003, making it 23 years old.

What schools serve 245 Shoreline Dr, Smith River, CA?

245 Shoreline Dr, Smith River, CA is assigned to Smith River Elementary School (elementary), rated B; Del Norte High School (high), rated C+. All sit in Del Norte County Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Shoreline Dr, Smith River, CA compare to other homes in Smith River 95567?

Among the 843 homes in Smith River 95567, it is worth more than 94% of them ($1,123,691 against a typical $442,811), its price per square foot is higher than 89% of them ($399 against a typical $275), it is bigger than 80% of them (2,818 ft² against a typical 1,746 ft²), its lot is bigger than 36% of them (0.8 ac against a typical 1.3 ac) and it is newer than 84% of them (2003 against a typical 1979). Measured against all of Del Norte County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Shoreline Dr, Smith River, CA?

The 2025 property tax bill for 245 Shoreline Dr, Smith River, CA was $8,776. The county assessed it at $842,646.

Closest homes

More homes in Smith River 95567

Assigned schools

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