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Mobile HomeResidential
$72,220$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

245 SPENCER RD

RAY, OH 45672
0
Baths
672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$72K
$44K low$100K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$499 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,130

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.12.28
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jackson Northview Elementary SchoolB
Elementary · Grades PK–5 · 6.9 mi
M
Jackson Middle SchoolC+
Middle · Grades 6–8 · 7.8 mi
H
Jackson High SchoolC
High · Grades 9–12 · 8.3 mi

District: Jackson City School District

Neighborhood · ZIP 45672These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,822
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,198
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,300
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

245 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Ray 45672
  • Costs less per square foot than 71% of homes in Ray 45672
  • Smaller than 95% of homes in Jackson County
  • Has a bigger lot than 88% of homes in Jackson County

What homes are worth in Ray 45672

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$587K

This home is worth more than 18% of homes in Ray 45672.

How it measures up in Ray 45672

The dot is this home. The mark in the middle is the typical home in Ray 45672.

Estimated value$72,220
CheaperTypical $169,900Pricier

Pricier than 18% of homes nearby

Price per ft²$107
CheaperTypical $138Pricier

Pricier than 29% of homes nearby

Living area672 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 6% of homes nearby

Lot size12.28 ac
SmallerTypical 4.95 acBigger

Bigger than 74% of homes nearby

Year built1987
OlderTypical 1989Newer

Newer than 47% of homes nearby

How 245 Spencer Rd ranks against every home in each area.
MeasureThis homeRay 45672Jackson County
Estimated valuepricier than$72,22018% of homes20% of homes
Price per ft²pricier than$10729% of homes46% of homes
Living areabigger than672 ft²6% of homes5% of homes
Lot sizebigger than12.28 ac74% of homes88% of homes
Year builtnewer than198747% of homes59% of homes

About 245 Spencer Rd

How much is 245 Spencer Rd, Ray, OH worth?

The TopHap Estimate for 245 Spencer Rd, Ray, OH is $72,220 as of Jul 14, 2026. The likely range is $44,345 to $100,095. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 245 Spencer Rd, Ray, OH last sell?

245 Spencer Rd, Ray, OH last sold on Nov 28, 1994, according to the county's recorded deed.

How big is 245 Spencer Rd, Ray, OH?

245 Spencer Rd, Ray, OH has 672 square feet of living space and a 12.28-acre lot.

When was 245 Spencer Rd, Ray, OH built?

245 Spencer Rd, Ray, OH was built in 1987, making it 39 years old. It is a mobile home home.

What schools serve 245 Spencer Rd, Ray, OH?

245 Spencer Rd, Ray, OH is assigned to Jackson Northview Elementary School (elementary), rated B; Jackson Middle School (middle), rated C+; Jackson High School (high), rated C. All sit in Jackson City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 245 Spencer Rd, Ray, OH compare to other homes in Ray 45672?

Among the 1,013 homes in Ray 45672, it is worth more than 18% of them ($72,220 against a typical $169,900), its price per square foot is higher than 29% of them ($107 against a typical $138), it is bigger than 6% of them (672 ft² against a typical 1,344 ft²), its lot is bigger than 74% of them (12.28 ac against a typical 4.95 ac) and it is newer than 47% of them (1987 against a typical 1989). Measured against all of Jackson County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 245 Spencer Rd, Ray, OH?

The 2025 property tax bill for 245 Spencer Rd, Ray, OH was $499. The county assessed it at $15,450.

More homes on Spencer Rd

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Assigned schools

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