Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$474,968$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

249 STUMPY RUN RD

LIBERTY, WV 25124
3
Beds
3 / 1
Baths
3,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$475K
$451K low$499K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,325
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,860
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$347,643
MORTGAGE RESEARCH CENTER LLC · recorded Dec 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,615 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$197,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.1.94
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 25124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.0.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.571
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,580
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

249 Stumpy Run Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Liberty 25124
  • Costs more per square foot than 68% of homes in Liberty 25124
  • Bigger than 97% of homes in Liberty 25124
  • Has a bigger lot than 81% of homes in Putnam County
  • Newer than 90% of homes in Putnam County

What homes are worth in Liberty 25124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$533K

This home is worth more than 97% of homes in Liberty 25124.

How it measures up in Liberty 25124

The dot is this home. The mark in the middle is the typical home in Liberty 25124.

Estimated value$474,968
CheaperTypical $198,113Pricier

Pricier than 97% of homes nearby

Price per ft²$146
CheaperTypical $129Pricier

Pricier than 68% of homes nearby

Living area3,264 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.94 ac
SmallerTypical 5 acBigger

Bigger than 31% of homes nearby

Year built2009
OlderTypical 1987Newer

Newer than 87% of homes nearby

How 249 Stumpy Run Rd ranks against every home in each area.
MeasureThis homeLiberty 25124Putnam County
Estimated valuepricier than$474,96897% of homes88% of homes
Price per ft²pricier than$14668% of homes46% of homes
Living areabigger than3,264 ft²97% of homes92% of homes
Lot sizebigger than1.94 ac31% of homes81% of homes
Year builtnewer than200987% of homes90% of homes

About 249 Stumpy Run Rd

How much is 249 Stumpy Run Rd, Liberty, WV worth?

The TopHap Estimate for 249 Stumpy Run Rd, Liberty, WV is $474,968 as of Jul 14, 2026. The likely range is $451,298 to $498,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 249 Stumpy Run Rd, Liberty, WV?

249 Stumpy Run Rd, Liberty, WV has 3 bedrooms, 3 bathrooms, 3,264 square feet of living space and a 1.94-acre lot.

When was 249 Stumpy Run Rd, Liberty, WV built?

249 Stumpy Run Rd, Liberty, WV was built in 2009, making it 17 years old. It is a cape cod home. The building has 2 stories.

How does 249 Stumpy Run Rd, Liberty, WV compare to other homes in Liberty 25124?

Among the 533 homes in Liberty 25124, it is worth more than 97% of them ($474,968 against a typical $198,113), its price per square foot is higher than 68% of them ($146 against a typical $129), it is bigger than 97% of them (3,264 ft² against a typical 1,536 ft²), its lot is bigger than 31% of them (1.94 ac against a typical 5 ac) and it is newer than 87% of them (2009 against a typical 1987). Measured against all of Putnam County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 249 Stumpy Run Rd, Liberty, WV?

The 2025 property tax bill for 249 Stumpy Run Rd, Liberty, WV was $2,615. The county assessed it at $206,820.

Closest homes

More homes in Liberty 25124

Explore the area

See this home in context

Open 249 Stumpy Run Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map