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Single Family ResidenceResidential
$660,720$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Mar 20, 2023

251 RATCHFORD FARM RD

GASTONIA, NC 28056
3
Beds
2
Baths
2,333 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$661K
$603K low$719K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Mar 20, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,576
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
TRULIANT FCU · recorded Sep 13, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,198 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$587,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$532,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,540

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.3.94
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Forestview High SchoolC-
High · Grades 9–12 · 3.2 mi
E
W. A. Bess Elementary SchoolC
Elementary · Grades PK–5 · 3.2 mi
M
Cramerton Middle SchoolA+
Middle · Grades 6–8 · 3.4 mi

District: Gaston County Schools

Neighborhood · ZIP 28056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.821 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,808
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

251 Ratchford Farm Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Gastonia 28056
  • Costs more per square foot than 97% of homes in Gastonia 28056
  • Bigger than 82% of homes in Gaston County
  • Has a bigger lot than 96% of homes in Gastonia 28056
  • Newer than 98% of homes in Gastonia 28056

What homes are worth in Gastonia 28056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$762K

This home is worth more than 95% of homes in Gastonia 28056.

How it measures up in Gastonia 28056

The dot is this home. The mark in the middle is the typical home in Gastonia 28056.

Estimated value$660,720
CheaperTypical $352,834Pricier

Pricier than 95% of homes nearby

Price per ft²$283
CheaperTypical $187Pricier

Pricier than 97% of homes nearby

Living area2,333 ft²
SmallerTypical 1,774 ft²Bigger

Bigger than 72% of homes nearby

Lot size3.94 ac
SmallerTypical 0.41 acBigger

Bigger than 96% of homes nearby

Year built2023
OlderTypical 1989Newer

Newer than 98% of homes nearby

How 251 Ratchford Farm Rd ranks against every home in each area.
MeasureThis homeGastonia 28056Gaston County
Estimated valuepricier than$660,72095% of homes95% of homes
Price per ft²pricier than$28397% of homes94% of homes
Living areabigger than2,333 ft²72% of homes82% of homes
Lot sizebigger than3.94 ac96% of homes96% of homes
Year builtnewer than202398% of homes98% of homes

About 251 Ratchford Farm Rd

How much is 251 Ratchford Farm Rd, Gastonia, NC worth?

The TopHap Estimate for 251 Ratchford Farm Rd, Gastonia, NC is $660,720 as of Jul 14, 2026. The likely range is $602,596 to $718,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 251 Ratchford Farm Rd, Gastonia, NC last sell?

251 Ratchford Farm Rd, Gastonia, NC last sold on Mar 20, 2023 for $90,000, according to the county's recorded deed.

How big is 251 Ratchford Farm Rd, Gastonia, NC?

251 Ratchford Farm Rd, Gastonia, NC has 3 bedrooms, 2 bathrooms, 2,333 square feet of living space and a 3.94-acre lot.

When was 251 Ratchford Farm Rd, Gastonia, NC built?

251 Ratchford Farm Rd, Gastonia, NC was built in 2023, making it 3 years old. It is a custom design home.

What schools serve 251 Ratchford Farm Rd, Gastonia, NC?

251 Ratchford Farm Rd, Gastonia, NC is assigned to Forestview High School (high), rated C-; W. A. Bess Elementary School (elementary), rated C; Cramerton Middle School (middle), rated A+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 251 Ratchford Farm Rd, Gastonia, NC compare to other homes in Gastonia 28056?

Among the 13,480 homes in Gastonia 28056, it is worth more than 95% of them ($660,720 against a typical $352,834), its price per square foot is higher than 97% of them ($283 against a typical $187), it is bigger than 72% of them (2,333 ft² against a typical 1,774 ft²), its lot is bigger than 96% of them (3.94 ac against a typical 0.41 ac) and it is newer than 98% of them (2023 against a typical 1989). Measured against all of Gaston County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 251 Ratchford Farm Rd, Gastonia, NC?

The 2025 property tax bill for 251 Ratchford Farm Rd, Gastonia, NC was $4,198. The county assessed it at $587,920.

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Assigned schools

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