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Single Family ResidenceResidential
$321,659$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $315,000 on Sep 21, 2022

2518 RANCH LAKE CIR

LUTZ, FL 33559
3
Beds
2
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$305K low$338K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Sep 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,382 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,907 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,179
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,841

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
77
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mansion
CountyHILLSBOROUGH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mort Elementary SchoolD-
Elementary · Grades PK–5 · 0.8 mi
M
James Buchanan Middle SchoolD-
Middle · Grades 6–8 · 2.5 mi
H
Freedom High SchoolD+
High · Grades 9–12 · 4.3 mi

District: Hillsborough County School District

Neighborhood · ZIP 33559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,859
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,438 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,116
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2518 Ranch Lake Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Lutz 33559
  • Costs more per square foot than 87% of homes in Lutz 33559
  • Smaller than 90% of homes in Lutz 33559
  • Has a bigger lot than 85% of homes in Hillsborough County
  • Older than 96% of homes in Lutz 33559

What homes are worth in Lutz 33559

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1.4M

This home is worth more than 29% of homes in Lutz 33559.

How it measures up in Lutz 33559

The dot is this home. The mark in the middle is the typical home in Lutz 33559.

Estimated value$321,659
CheaperTypical $359,291Pricier

Pricier than 29% of homes nearby

Price per ft²$271
CheaperTypical $209Pricier

Pricier than 87% of homes nearby

Living area1,188 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.38 ac
SmallerTypical 0.19 acBigger

Bigger than 75% of homes nearby

Year built1971
OlderTypical 1997Newer

Newer than 4% of homes nearby

How 2518 Ranch Lake Cir ranks against every home in each area.
MeasureThis homeLutz 33559Hillsborough County
Estimated valuepricier than$321,65929% of homes35% of homes
Price per ft²pricier than$27187% of homes78% of homes
Living areabigger than1,188 ft²10% of homes18% of homes
Lot sizebigger than0.38 ac75% of homes85% of homes
Year builtnewer than19714% of homes22% of homes

About 2518 Ranch Lake Cir

How much is 2518 Ranch Lake Cir, Lutz, FL worth?

The TopHap Estimate for 2518 Ranch Lake Cir, Lutz, FL is $321,659 as of Sep 24, 2026. The likely range is $305,388 to $337,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2518 Ranch Lake Cir, Lutz, FL last sell?

2518 Ranch Lake Cir, Lutz, FL last sold on Sep 21, 2022 for $315,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2518 Ranch Lake Cir, Lutz, FL?

2518 Ranch Lake Cir, Lutz, FL has 3 bedrooms, 2 bathrooms, 1,188 square feet of living space and a 0.38-acre lot.

When was 2518 Ranch Lake Cir, Lutz, FL built?

2518 Ranch Lake Cir, Lutz, FL was built in 1971, making it 55 years old. It is a mansion home. The building has 1 story.

What schools serve 2518 Ranch Lake Cir, Lutz, FL?

2518 Ranch Lake Cir, Lutz, FL is assigned to Mort Elementary School (elementary), rated D-; James Buchanan Middle School (middle), rated D-; Freedom High School (high), rated D+. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2518 Ranch Lake Cir, Lutz, FL compare to other homes in Lutz 33559?

Among the 5,069 homes in Lutz 33559, it is worth more than 29% of them ($321,659 against a typical $359,291), its price per square foot is higher than 87% of them ($271 against a typical $209), it is bigger than 10% of them (1,188 ft² against a typical 1,748 ft²), its lot is bigger than 75% of them (0.38 ac against a typical 0.19 ac) and it is newer than 4% of them (1971 against a typical 1997). Measured against all of Hillsborough County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2518 Ranch Lake Cir, Lutz, FL?

The 2025 property tax bill for 2518 Ranch Lake Cir, Lutz, FL was $4,382. The county assessed it at $255,907.

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