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Single Family ResidenceResidential
Last sold for $115,000 on Jan 2, 2019

25330 SPENCER ST

WATERLOO, NE 68069
4
Beds
4
Baths
3,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Jan 2, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,739 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$749,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$657,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$749,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$749,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 660 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas County West Elementary SchoolB+
Elementary · Grades PK–5 · 2.0 mi
H
Douglas County West High SchoolB+
High · Grades 9–12 · 2.1 mi
M
Douglas County West Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi

District: Douglas County West Community Schools

Neighborhood · ZIP 68069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,358
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

25330 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 96% of homes in Douglas County
  • Among the largest lots in Douglas County
  • Newer than 96% of homes in Douglas County

How it measures up in Waterloo 68069

The dot is this home. The mark in the middle is the typical home in Waterloo 68069.

Living area3,624 ft²
SmallerTypical 1,887 ft²Bigger

Bigger than 86% of homes nearby

Lot size3 ac
SmallerTypical 0.41 acBigger

Bigger than 84% of homes nearby

Year built2020
OlderTypical 1979Newer

Newer than 95% of homes nearby

How 25330 Spencer St ranks against every home in each area.
MeasureThis homeWaterloo 68069Douglas County
Living areabigger than3,624 ft²86% of homes96% of homes
Lot sizebigger than3 ac84% of homesalmost all homes
Year builtnewer than202095% of homes96% of homes

About 25330 Spencer St

When did 25330 Spencer St, Waterloo, NE last sell?

25330 Spencer St, Waterloo, NE last sold on Jan 2, 2019 for $115,000, according to the county's recorded deed.

How big is 25330 Spencer St, Waterloo, NE?

25330 Spencer St, Waterloo, NE has 4 bedrooms, 4 bathrooms, 3,624 square feet of living space and a 3.00-acre lot.

When was 25330 Spencer St, Waterloo, NE built?

25330 Spencer St, Waterloo, NE was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 25330 Spencer St, Waterloo, NE?

25330 Spencer St, Waterloo, NE is assigned to Douglas County West Elementary School (elementary), rated B+; Douglas County West High School (high), rated B+; Douglas County West Middle School (middle), rated A-. All sit in Douglas County West Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 25330 Spencer St, Waterloo, NE compare to other homes in Waterloo 68069?

Among the 1,424 homes in Waterloo 68069, it is bigger than 86% of them (3,624 ft² against a typical 1,887 ft²), its lot is bigger than 84% of them (3 ac against a typical 0.41 ac) and it is newer than 95% of them (2020 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 25330 Spencer St, Waterloo, NE?

The 2024 property tax bill for 25330 Spencer St, Waterloo, NE was $6,739. The county assessed it at $749,800.

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