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CondominiumResidential
$470,204$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

2538 CONGRESS ST

CARMEL, IN 46032
3
Beds
4 / 2
Baths
2,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$470K
$453K low$487K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,577 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$418,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$343,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$411,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Row End Or Row Middle
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Clay Elementary SchoolA+
Elementary · Grades KG–5 · 0.7 mi
M
Creekside Middle SchoolA+
Middle · Grades 6–8 · 0.8 mi
H
Carmel High School
High · Grades 9–12 · 4.6 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.57,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$172,855
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2538 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Carmel 46032
  • Has a smaller lot than 98% of homes in Hamilton County
  • Newer than 83% of homes in Carmel 46032

What homes are worth in Carmel 46032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$1.9M

This home is worth more than 33% of homes in Carmel 46032.

How it measures up in Carmel 46032

The dot is this home. The mark in the middle is the typical home in Carmel 46032.

Estimated value$470,204
CheaperTypical $560,006Pricier

Pricier than 33% of homes nearby

Price per ft²$199
CheaperTypical $211Pricier

Pricier than 40% of homes nearby

Living area2,360 ft²
SmallerTypical 2,836 ft²Bigger

Bigger than 38% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.34 acBigger

Bigger than 6% of homes nearby

Year built2009
OlderTypical 1996Newer

Newer than 83% of homes nearby

How 2538 Congress St ranks against every home in each area.
MeasureThis homeCarmel 46032Hamilton County
Estimated valuepricier than$470,20433% of homes54% of homes
Price per ft²pricier than$19940% of homes63% of homes
Living areabigger than2,360 ft²38% of homes45% of homes
Lot sizebigger than1,742 ft²6% of homes2% of homes
Year builtnewer than200983% of homes72% of homes

About 2538 Congress St

How much is 2538 Congress St, Carmel, IN worth?

The TopHap Estimate for 2538 Congress St, Carmel, IN is $470,204 as of Sep 24, 2026. The likely range is $453,468 to $486,940. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2538 Congress St, Carmel, IN last sell?

2538 Congress St, Carmel, IN last sold on Dec 30, 2009, according to the county's recorded deed.

How big is 2538 Congress St, Carmel, IN?

2538 Congress St, Carmel, IN has 3 bedrooms, 4 bathrooms, 2,360 square feet of living space and a 0.04-acre lot.

When was 2538 Congress St, Carmel, IN built?

2538 Congress St, Carmel, IN was built in 2009, making it 17 years old. It is a row end or row middle home. The building has 3 stories.

What schools serve 2538 Congress St, Carmel, IN?

2538 Congress St, Carmel, IN is assigned to West Clay Elementary School (elementary), rated A+; Creekside Middle School (middle), rated A+; Carmel High School (high). All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2538 Congress St, Carmel, IN compare to other homes in Carmel 46032?

Among the 15,897 homes in Carmel 46032, it is worth more than 33% of them ($470,204 against a typical $560,006), its price per square foot is higher than 40% of them ($199 against a typical $211), it is bigger than 38% of them (2,360 ft² against a typical 2,836 ft²), its lot is bigger than 6% of them (1,742 ft² against a typical 0.34 ac) and it is newer than 83% of them (2009 against a typical 1996). Measured against all of Hamilton County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2538 Congress St, Carmel, IN?

The 2024 property tax bill for 2538 Congress St, Carmel, IN was $4,577. The county assessed it at $418,200.

More homes on Congress St

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Assigned schools

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