Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$297,501$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2538 RIVER RD

CERES, CA 95307
2
Beds
1
Baths
1,271 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$298K
$275K low$320K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,501
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,201
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
1ST NATIONAL LENDING SERVICES · recorded Jul 11, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,000
BENEFICIAL CALIFORNIA INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$628 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,935 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,126
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,809
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,957

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Virginia Parks Elementary SchoolB
Elementary · Grades KG–6 · 0.2 mi
M
Mae Hensley Junior HighC
Middle · Grades 7–8 · 1.0 mi
H
Ceres High SchoolB-
High · Grades 9–12 · 1.6 mi

District: Ceres Unified School District

Neighborhood · ZIP 95307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.153

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.2%
PopulationHow many people live in this area.45,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,382 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,042
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2538 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ceres 95307
  • Costs less per square foot than 86% of homes in Stanislaus County
  • Smaller than 76% of homes in Ceres 95307
  • Has a bigger lot than 87% of homes in Stanislaus County
  • Among the oldest homes in Ceres 95307

What homes are worth in Ceres 95307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$878K

This home is worth more than 3% of homes in Ceres 95307.

How it measures up in Ceres 95307

The dot is this home. The mark in the middle is the typical home in Ceres 95307.

Estimated value$297,501
CheaperTypical $432,100Pricier

Pricier than 3% of homes nearby

Price per ft²$234
CheaperTypical $274Pricier

Pricier than 16% of homes nearby

Living area1,271 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.43 ac
SmallerTypical 0.16 acBigger

Bigger than 85% of homes nearby

Year built1915
OlderTypical 1988Newer

Older than almost all homes nearby

How 2538 River Rd ranks against every home in each area.
MeasureThis homeCeres 95307Stanislaus County
Estimated valuepricier than$297,5013% of homes6% of homes
Price per ft²pricier than$23416% of homes14% of homes
Living areabigger than1,271 ft²24% of homes27% of homes
Lot sizebigger than0.43 ac85% of homes87% of homes
Year builtnewer than1915almost no homesalmost no homes

About 2538 River Rd

How much is 2538 River Rd, Ceres, CA worth?

The TopHap Estimate for 2538 River Rd, Ceres, CA is $297,501 as of Jul 14, 2026. The likely range is $274,539 to $320,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2538 River Rd, Ceres, CA last sell?

2538 River Rd, Ceres, CA last sold on Sep 24, 2013, according to the county's recorded deed.

How big is 2538 River Rd, Ceres, CA?

2538 River Rd, Ceres, CA has 2 bedrooms, 1 bathrooms, 1,271 square feet of living space and a 0.43-acre lot.

When was 2538 River Rd, Ceres, CA built?

2538 River Rd, Ceres, CA was built in 1915, making it 111 years old. The building has 1 story.

What schools serve 2538 River Rd, Ceres, CA?

2538 River Rd, Ceres, CA is assigned to Virginia Parks Elementary School (elementary), rated B; Mae Hensley Junior High (middle), rated C; Ceres High School (high), rated B-. All sit in Ceres Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2538 River Rd, Ceres, CA compare to other homes in Ceres 95307?

Among the 10,820 homes in Ceres 95307, it is worth more than 3% of them ($297,501 against a typical $432,100), its price per square foot is higher than 16% of them ($234 against a typical $274), it is bigger than 24% of them (1,271 ft² against a typical 1,551 ft²), its lot is bigger than 85% of them (0.43 ac against a typical 0.16 ac) and it is newer than almost none of them (1915 against a typical 1988). Measured against all of Stanislaus County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2538 River Rd, Ceres, CA?

The 2025 property tax bill for 2538 River Rd, Ceres, CA was $628. The county assessed it at $49,935.

Closest homes

More homes in Ceres 95307

Assigned schools

Explore the area

See this home in context

Open 2538 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map