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Single Family ResidenceResidential
$518,594
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on Apr 19, 1995

2540 CLOVER TER

UNION, NJ 07083
0
Baths
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$519K
$456K low$581K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Apr 19, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,662 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Union High SchoolD+
High · Grades 9–12 · 0.3 mi
E
Hannah Caldwell Elementary SchoolD
Elementary · Grades PK–4 · 0.6 mi
M
Burnet Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi

District: Union Township School District

Neighborhood · ZIP 07083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.57,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,577 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,270
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2540 Clover Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Union County
  • Has a bigger lot than 78% of homes in Union 07083

What homes are worth in Union 07083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$326K$894K

This home is worth more than 22% of homes in Union 07083.

How it measures up in Union 07083

The dot is this home. The mark in the middle is the typical home in Union 07083.

Estimated value$518,594
CheaperTypical $591,132Pricier

Pricier than 22% of homes nearby

Lot size0.16 ac
SmallerTypical 0.13 acBigger

Bigger than 78% of homes nearby

Year built1953
OlderTypical 1950Newer

Newer than 63% of homes nearby

How 2540 Clover Ter ranks against every home in each area.
MeasureThis homeUnion 07083Union County
Estimated valuepricier than$518,59422% of homes21% of homes
Lot sizebigger than0.16 ac78% of homes55% of homes
Year builtnewer than195363% of homes58% of homes

About 2540 Clover Ter

How much is 2540 Clover Ter, Union, NJ worth?

The TopHap Estimate for 2540 Clover Ter, Union, NJ is $518,594 as of Sep 24, 2026. The likely range is $456,140 to $581,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2540 Clover Ter, Union, NJ last sell?

2540 Clover Ter, Union, NJ last sold on Apr 19, 1995 for $170,000, according to the county's recorded deed.

When was 2540 Clover Ter, Union, NJ built?

2540 Clover Ter, Union, NJ was built in 1953, making it 73 years old. It is a cape cod home. The building has 1 story.

What schools serve 2540 Clover Ter, Union, NJ?

2540 Clover Ter, Union, NJ is assigned to Union High School (high), rated D+; Hannah Caldwell Elementary School (elementary), rated D; Burnet Middle School (middle), rated C+. All sit in Union Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2540 Clover Ter, Union, NJ compare to other homes in Union 07083?

Among the 15,571 homes in Union 07083, it is worth more than 22% of them ($518,594 against a typical $591,132), its lot is bigger than 78% of them (0.16 ac against a typical 0.13 ac) and it is newer than 63% of them (1953 against a typical 1950). Measured against all of Union County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2540 Clover Ter, Union, NJ?

The 2025 property tax bill for 2540 Clover Ter, Union, NJ was $11,662. The county assessed it at $50,000.

More homes on Clover Ter

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