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Single Family ResidenceResidential
$376,432$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2540 INDIAN ROCK RD

ARNOLD, CA 95223
3
Beds
2
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$376K
$325K low$428K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,364 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,726 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,727
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,999
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,262

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCALAVERAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hazel Fischer Elementary SchoolB
Elementary · Grades KG–5 · 4.1 mi
M
Avery Middle SchoolB
Middle · Grades 6–8 · 7.7 mi
H
Bret Harte Union High SchoolB
High · Grades 9–12 · 20.9 mi

District: Bret Harte Union High School District

Neighborhood · ZIP 95223These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,460
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,167
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,860
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2540 Indian Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Arnold 95223
  • Has a bigger lot than 96% of homes in Arnold 95223
  • Older than 80% of homes in Arnold 95223

What homes are worth in Arnold 95223

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$864K

This home is worth more than 33% of homes in Arnold 95223.

How it measures up in Arnold 95223

The dot is this home. The mark in the middle is the typical home in Arnold 95223.

Estimated value$376,432
CheaperTypical $428,081Pricier

Pricier than 33% of homes nearby

Price per ft²$267
CheaperTypical $278Pricier

Pricier than 41% of homes nearby

Living area1,408 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 38% of homes nearby

Lot size1.19 ac
SmallerTypical 0.39 acBigger

Bigger than 96% of homes nearby

Year built1966
OlderTypical 1980Newer

Newer than 20% of homes nearby

How 2540 Indian Rock Rd ranks against every home in each area.
MeasureThis homeArnold 95223Calaveras County
Estimated valuepricier than$376,43233% of homes36% of homes
Price per ft²pricier than$26741% of homes50% of homes
Living areabigger than1,408 ft²38% of homes37% of homes
Lot sizebigger than1.19 ac96% of homes78% of homes
Year builtnewer than196620% of homes23% of homes

About 2540 Indian Rock Rd

How much is 2540 Indian Rock Rd, Arnold, CA worth?

The TopHap Estimate for 2540 Indian Rock Rd, Arnold, CA is $376,432 as of Aug 30, 2026. The likely range is $324,976 to $427,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2540 Indian Rock Rd, Arnold, CA last sell?

2540 Indian Rock Rd, Arnold, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2540 Indian Rock Rd, Arnold, CA?

2540 Indian Rock Rd, Arnold, CA has 3 bedrooms, 2 bathrooms and 1,408 square feet of living space.

When was 2540 Indian Rock Rd, Arnold, CA built?

2540 Indian Rock Rd, Arnold, CA was built in 1966, making it 60 years old. It is a conventional home. The building has 2 stories.

What schools serve 2540 Indian Rock Rd, Arnold, CA?

2540 Indian Rock Rd, Arnold, CA is assigned to Hazel Fischer Elementary School (elementary), rated B; Avery Middle School (middle), rated B; Bret Harte Union High School (high), rated B. All sit in Bret Harte Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2540 Indian Rock Rd, Arnold, CA compare to other homes in Arnold 95223?

Among the 7,472 homes in Arnold 95223, it is worth more than 33% of them ($376,432 against a typical $428,081), its price per square foot is higher than 41% of them ($267 against a typical $278), it is bigger than 38% of them (1,408 ft² against a typical 1,548 ft²), its lot is bigger than 96% of them (1.19 ac against a typical 0.39 ac) and it is newer than 20% of them (1966 against a typical 1980). Measured against all of Calaveras County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2540 Indian Rock Rd, Arnold, CA?

The 2025 property tax bill for 2540 Indian Rock Rd, Arnold, CA was $2,364. The county assessed it at $176,726.

More homes on Indian Rock Rd

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