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Single Family ResidenceResidential
$1,070,562$385 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2540 RUBY DR

OXNARD, CA 93030
4
Beds
3
Baths
2,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$621,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$497,250
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$299,000
CBC FCU · recorded Nov 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
CBC FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,367 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$689,714 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$275,881
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$413,833
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$676,191

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
25
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyVENTURA
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 63 ft²

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Emilie Ritchen Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
H
Oxnard High SchoolC+
High · Grades 9–12 · 0.5 mi
M
Fremont SchoolD+
Middle · Grades 6–8 · 0.8 mi

District: Oxnard Elementary School District

Neighborhood · ZIP 93030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.501

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.57,232
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,236 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,352
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2540 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Oxnard 93030
  • Costs less per square foot than 92% of homes in Ventura County
  • Bigger than 96% of homes in Cabrillo
  • Has a bigger lot than 91% of homes in Oxnard 93030
  • Newer than 88% of homes in Cabrillo

What homes are worth in Oxnard 93030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$461K$1.1M

This home is worth more than 98% of homes in Oxnard 93030.

How it measures up in Oxnard 93030

The dot is this home. The mark in the middle is the typical home in Oxnard 93030.

Estimated value$1,070,562
CheaperTypical $772,077Pricier

Pricier than 98% of homes nearby

Price per ft²$385
CheaperTypical $436Pricier

Pricier than 24% of homes nearby

Living area2,780 ft²
SmallerTypical 1,744 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.2 ac
SmallerTypical 0.14 acBigger

Bigger than 91% of homes nearby

Year built1990
OlderTypical 1977Newer

Newer than 60% of homes nearby

How 2540 Ruby Dr ranks against every home in each area.
MeasureThis homeCabrilloOxnard 93030Ventura County
Estimated valuepricier than$1,070,56295% of homes98% of homes73% of homes
Price per ft²pricier than$38529% of homes24% of homes8% of homes
Living areabigger than2,780 ft²96% of homes91% of homes87% of homes
Lot sizebigger than0.2 ac87% of homes91% of homes66% of homes
Year builtnewer than199088% of homes60% of homes77% of homes

About 2540 Ruby Dr

How much is 2540 Ruby Dr, Oxnard, CA worth?

The TopHap Estimate for 2540 Ruby Dr, Oxnard, CA is $1,070,562 as of Jul 14, 2026. The likely range is $1,024,481 to $1,116,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2540 Ruby Dr, Oxnard, CA last sell?

2540 Ruby Dr, Oxnard, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2540 Ruby Dr, Oxnard, CA?

2540 Ruby Dr, Oxnard, CA has 4 bedrooms, 3 bathrooms, 2,780 square feet of living space and a 0.20-acre lot.

When was 2540 Ruby Dr, Oxnard, CA built?

2540 Ruby Dr, Oxnard, CA was built in 1990, making it 36 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 2540 Ruby Dr, Oxnard, CA?

2540 Ruby Dr, Oxnard, CA is assigned to Emilie Ritchen Elementary School (elementary), rated B+; Oxnard High School (high), rated C+; Fremont School (middle), rated D+. All sit in Oxnard Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2540 Ruby Dr, Oxnard, CA compare to other homes in Oxnard 93030?

Among the 9,707 homes in Oxnard 93030, it is worth more than 98% of them ($1,070,562 against a typical $772,077), its price per square foot is higher than 24% of them ($385 against a typical $436), it is bigger than 91% of them (2,780 ft² against a typical 1,744 ft²), its lot is bigger than 91% of them (0.2 ac against a typical 0.14 ac) and it is newer than 60% of them (1990 against a typical 1977). Measured against all of Ventura County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2540 Ruby Dr, Oxnard, CA?

The 2025 property tax bill for 2540 Ruby Dr, Oxnard, CA was $8,367. The county assessed it at $689,714.

Closest homes

More homes in Oxnard 93030

Assigned schools

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