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Residential (General/Single)Residential
$3,098,666$609 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $2,225,000 on Oct 4, 1994

26 LOWER CROSS RD

SADDLE RIVER, NJ 07458
0
Baths
5,087 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.

Valuation

$3.1M
$2.9M low$3.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,225,000 · Oct 4, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$30,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,817,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,231,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,586,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,817,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,817,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.162 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.7.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wandell SchoolA+
Elementary · Grades PK–5 · 1.2 mi
H
Northern Highlands Regional High SchoolA-
High · Grades 9–12 · 2.8 mi
M
Smith Middle SchoolA
Middle · Grades 6–8 · 4.5 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,183
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$213,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$289,760
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

26 Lower Cross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bergen County
  • Costs more per square foot than 93% of homes in Bergen County
  • Bigger than 98% of homes in Bergen County
  • Among the largest lots in Saddle River 07458
  • Newer than 80% of homes in Bergen County

What homes are worth in Saddle River 07458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$5.2M

This home is worth more than 89% of homes in Saddle River 07458.

How it measures up in Saddle River 07458

The dot is this home. The mark in the middle is the typical home in Saddle River 07458.

Estimated value$3,098,666
CheaperTypical $1,544,192Pricier

Pricier than 89% of homes nearby

Price per ft²$609
CheaperTypical $453Pricier

Pricier than 90% of homes nearby

Living area5,087 ft²
SmallerTypical 3,699 ft²Bigger

Bigger than 73% of homes nearby

Lot size7.16 ac
SmallerTypical 0.91 acBigger

Bigger than almost all homes nearby

Year built1984
OlderTypical 1973Newer

Newer than 62% of homes nearby

How 26 Lower Cross Rd ranks against every home in each area.
MeasureThis homeSaddle River 07458Bergen County
Estimated valuepricier than$3,098,66689% of homesalmost all homes
Price per ft²pricier than$60990% of homes93% of homes
Living areabigger than5,087 ft²73% of homes98% of homes
Lot sizebigger than7.16 acalmost all homesalmost all homes
Year builtnewer than198462% of homes80% of homes

About 26 Lower Cross Rd

How much is 26 Lower Cross Rd, Saddle River, NJ worth?

The TopHap Estimate for 26 Lower Cross Rd, Saddle River, NJ is $3,098,666 as of Oct 21, 2026. The likely range is $2,869,876 to $3,327,456. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 26 Lower Cross Rd, Saddle River, NJ last sell?

26 Lower Cross Rd, Saddle River, NJ last sold on Oct 4, 1994 for $2,225,000, according to the county's recorded deed.

How big is 26 Lower Cross Rd, Saddle River, NJ?

26 Lower Cross Rd, Saddle River, NJ has 5,087 square feet of living space and a 7.16-acre lot.

When was 26 Lower Cross Rd, Saddle River, NJ built?

26 Lower Cross Rd, Saddle River, NJ was built in 1984, making it 42 years old.

What schools serve 26 Lower Cross Rd, Saddle River, NJ?

26 Lower Cross Rd, Saddle River, NJ is assigned to Wandell School (elementary), rated A+; Northern Highlands Regional High School (high), rated A-; Smith Middle School (middle), rated A. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 26 Lower Cross Rd, Saddle River, NJ compare to other homes in Saddle River 07458?

Among the 4,176 homes in Saddle River 07458, it is worth more than 89% of them ($3,098,666 against a typical $1,544,192), its price per square foot is higher than 90% of them ($609 against a typical $453), it is bigger than 73% of them (5,087 ft² against a typical 3,699 ft²), its lot is bigger than almost all of them (7.16 ac against a typical 0.91 ac) and it is newer than 62% of them (1984 against a typical 1973). Measured against all of Bergen County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 26 Lower Cross Rd, Saddle River, NJ?

The 2025 property tax bill for 26 Lower Cross Rd, Saddle River, NJ was $30,065. The county assessed it at $2,817,700.

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