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Single Family ResidenceResidential
$299,000$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $66,000 on Aug 24, 1995

261 SUMMIT ST

RICHMONDVILLE, NY 12149
3
Beds
1.5
Baths
2,876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1870
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$299K
$270K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$66,000 · Aug 24, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
M&T BANK NA · recorded Jul 30, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,667 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,935

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 2.3 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,175
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

261 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Schoharie County
  • Costs less per square foot than 88% of homes in Richmondville 12149
  • Bigger than 95% of homes in Richmondville 12149
  • Has a smaller lot than 91% of homes in Richmondville 12149
  • Older than 89% of homes in Richmondville 12149

What homes are worth in Richmondville 12149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$672K

This home is worth more than 60% of homes in Richmondville 12149.

How it measures up in Richmondville 12149

The dot is this home. The mark in the middle is the typical home in Richmondville 12149.

Estimated value$299,000
CheaperTypical $266,769Pricier

Pricier than 60% of homes nearby

Price per ft²$104
CheaperTypical $177Pricier

Pricier than 12% of homes nearby

Living area2,876 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.32 ac
SmallerTypical 3.3 acBigger

Bigger than 9% of homes nearby

Year built1870
OlderTypical 1974Newer

Newer than 11% of homes nearby

How 261 Summit St ranks against every home in each area.
MeasureThis homeRichmondville 12149Schoharie County
Estimated valuepricier than$299,00060% of homes66% of homes
Price per ft²pricier than$10412% of homes15% of homes
Living areabigger than2,876 ft²95% of homes95% of homes
Lot sizebigger than0.32 ac9% of homes10% of homes
Year builtnewer than187011% of homes11% of homes

About 261 Summit St

How much is 261 Summit St, Richmondville, NY worth?

The TopHap Estimate for 261 Summit St, Richmondville, NY is $299,000 as of Jul 14, 2026. The likely range is $270,048 to $327,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 261 Summit St, Richmondville, NY last sell?

261 Summit St, Richmondville, NY last sold on Aug 24, 1995 for $66,000, according to the county's recorded deed.

How big is 261 Summit St, Richmondville, NY?

261 Summit St, Richmondville, NY has 3 bedrooms, 1.5 bathrooms, 2,876 square feet of living space and a 0.32-acre lot.

When was 261 Summit St, Richmondville, NY built?

261 Summit St, Richmondville, NY was built in 1870, making it 156 years old. It is a colonial home. The building has 2 stories.

What schools serve 261 Summit St, Richmondville, NY?

261 Summit St, Richmondville, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 261 Summit St, Richmondville, NY compare to other homes in Richmondville 12149?

Among the 1,111 homes in Richmondville 12149, it is worth more than 60% of them ($299,000 against a typical $266,769), its price per square foot is higher than 12% of them ($104 against a typical $177), it is bigger than 95% of them (2,876 ft² against a typical 1,464 ft²), its lot is bigger than 9% of them (0.32 ac against a typical 3.3 ac) and it is newer than 11% of them (1870 against a typical 1974). Measured against all of Schoharie County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 261 Summit St, Richmondville, NY?

The 2025 property tax bill for 261 Summit St, Richmondville, NY was $3,667. The county assessed it at $143,800.

Closest homes

More homes in Richmondville 12149

Assigned schools

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