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Single Family ResidenceResidential
$153,454$50 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

2631 CHARITY RD

COMMERCE, TX 75428
2.5
Baths
3,068 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$153K
$132K low$175K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,928 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,402 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,239
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,163
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$113,402

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNT
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 280 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Commerce Elementary School
Elementary · Grades PK–2 · 0.6 mi
M
Commerce Middle SchoolD
Middle · Grades 6–8 · 0.8 mi
H
Commerce High SchoolD+
High · Grades 9–12 · 1.9 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2631 Charity Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Hunt County
  • Among the lowest price per square foot in Hunt County
  • Bigger than 95% of homes in Hunt County
  • Has a bigger lot than 70% of homes in Commerce 75428
  • Older than 87% of homes in Hunt County

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$706K

This home is worth more than 36% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$153,454
CheaperTypical $187,720Pricier

Pricier than 36% of homes nearby

Price per ft²$50
CheaperTypical $111Pricier

Pricier than 2% of homes nearby

Living area3,068 ft²
SmallerTypical 1,636 ft²Bigger

Bigger than 91% of homes nearby

Lot size1.01 ac
SmallerTypical 0.34 acBigger

Bigger than 70% of homes nearby

Year built1968
OlderTypical 1976Newer

Newer than 37% of homes nearby

How 2631 Charity Rd ranks against every home in each area.
MeasureThis homeCommerce 75428Hunt County
Estimated valuepricier than$153,45436% of homes14% of homes
Price per ft²pricier than$502% of homesalmost no homes
Living areabigger than3,068 ft²91% of homes95% of homes
Lot sizebigger than1.01 ac70% of homes61% of homes
Year builtnewer than196837% of homes13% of homes

About 2631 Charity Rd

How much is 2631 Charity Rd, Commerce, TX worth?

The TopHap Estimate for 2631 Charity Rd, Commerce, TX is $153,454 as of Oct 21, 2026. The likely range is $132,340 to $174,568. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2631 Charity Rd, Commerce, TX last sell?

2631 Charity Rd, Commerce, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2631 Charity Rd, Commerce, TX?

2631 Charity Rd, Commerce, TX has 2.5 bathrooms and 3,068 square feet of living space.

When was 2631 Charity Rd, Commerce, TX built?

2631 Charity Rd, Commerce, TX was built in 1968, making it 58 years old. The building has 2 stories.

What schools serve 2631 Charity Rd, Commerce, TX?

2631 Charity Rd, Commerce, TX is assigned to Commerce Elementary School (elementary); Commerce Middle School (middle), rated D; Commerce High School (high), rated D+. All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2631 Charity Rd, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,236 homes in Commerce 75428, it is worth more than 36% of them ($153,454 against a typical $187,720), its price per square foot is higher than 2% of them ($50 against a typical $111), it is bigger than 91% of them (3,068 ft² against a typical 1,636 ft²), its lot is bigger than 70% of them (1.01 ac against a typical 0.34 ac) and it is newer than 37% of them (1968 against a typical 1976). Measured against all of Hunt County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2631 Charity Rd, Commerce, TX?

The 2025 property tax bill for 2631 Charity Rd, Commerce, TX was $2,928. The county assessed it at $113,402.

More homes on Charity Rd

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More homes in Commerce 75428

Assigned schools

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