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Single Family ResidenceResidential
$525,614$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2631 RIDGETOP RD

AMES, IA 50014
4
Beds
5 / 4
Baths
3,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$526K
$480K low$571K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$262,614
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,091
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$263,000
WELLS FARGO BANK NA · recorded Oct 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$598,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$134,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$464,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$624,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$598,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTORY
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ames High SchoolA-
High · Grades 9–12 · 1.2 mi
E
Fellows Elementary SchoolA
Elementary · Grades KG–5 · 1.5 mi
M
Ames Middle SchoolB-
Middle · Grades 6–8 · 2.5 mi

District: Ames Community School District

Neighborhood · ZIP 50014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.38,658
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.690 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,121
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,343
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2631 Ridgetop Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Story County
  • Costs less per square foot than 75% of homes in Ames 50014
  • Bigger than 96% of homes in Story County
  • Has a bigger lot than 79% of homes in Ames 50014

What homes are worth in Ames 50014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$830K

This home is worth more than 88% of homes in Ames 50014.

How it measures up in Ames 50014

The dot is this home. The mark in the middle is the typical home in Ames 50014.

Estimated value$525,614
CheaperTypical $289,706Pricier

Pricier than 88% of homes nearby

Price per ft²$173
CheaperTypical $212Pricier

Pricier than 25% of homes nearby

Living area3,036 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.39 ac
SmallerTypical 0.22 acBigger

Bigger than 79% of homes nearby

Year built1991
OlderTypical 1995Newer

Newer than 44% of homes nearby

How 2631 Ridgetop Rd ranks against every home in each area.
MeasureThis homeAmes 50014Story County
Estimated valuepricier than$525,61488% of homes91% of homes
Price per ft²pricier than$17325% of homes35% of homes
Living areabigger than3,036 ft²94% of homes96% of homes
Lot sizebigger than0.39 ac79% of homes76% of homes
Year builtnewer than199144% of homes59% of homes

About 2631 Ridgetop Rd

How much is 2631 Ridgetop Rd, Ames, IA worth?

The TopHap Estimate for 2631 Ridgetop Rd, Ames, IA is $525,614 as of Jul 14, 2026. The likely range is $480,459 to $570,769. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2631 Ridgetop Rd, Ames, IA last sell?

2631 Ridgetop Rd, Ames, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2631 Ridgetop Rd, Ames, IA?

2631 Ridgetop Rd, Ames, IA has 4 bedrooms, 5 bathrooms, 3,036 square feet of living space and a 0.39-acre lot.

When was 2631 Ridgetop Rd, Ames, IA built?

2631 Ridgetop Rd, Ames, IA was built in 1991, making it 35 years old. The building has 2 stories.

What schools serve 2631 Ridgetop Rd, Ames, IA?

2631 Ridgetop Rd, Ames, IA is assigned to Ames High School (high), rated A-; Fellows Elementary School (elementary), rated A; Ames Middle School (middle), rated B-. All sit in Ames Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2631 Ridgetop Rd, Ames, IA compare to other homes in Ames 50014?

Among the 8,241 homes in Ames 50014, it is worth more than 88% of them ($525,614 against a typical $289,706), its price per square foot is higher than 25% of them ($173 against a typical $212), it is bigger than 94% of them (3,036 ft² against a typical 1,456 ft²), its lot is bigger than 79% of them (0.39 ac against a typical 0.22 ac) and it is newer than 44% of them (1991 against a typical 1995). Measured against all of Story County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2631 Ridgetop Rd, Ames, IA?

The 2025 property tax bill for 2631 Ridgetop Rd, Ames, IA was $8,914. The county assessed it at $598,900.

Closest homes

More homes in Ames 50014

Assigned schools

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