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Single Family ResidenceResidential
$876,877$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $865,444 on Mar 19, 2024

2638 RIVER BLUFF DR

SPRING VALLEY, OH 45370
4
Beds
4.5
Baths
4,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$877K
$767K low$987K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$865,444 · Mar 19, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,433
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,146
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$865,444
CROSSCOUNTRY MORTGAGE LLC · recorded Mar 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,277 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$736,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyGREENE
Lot (acres)The size of the land the home sits on, from county records.2.64
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bellbrook High SchoolA
High · Grades 9–12 · 2.6 mi
M
Bellbrook Middle SchoolA+
Middle · Grades 6–8 · 3.1 mi
E
Stephen Bell Elementary
Elementary · Grades KG–2 · 3.3 mi

District: Bellbrook-Sugarcreek Local School District

Neighborhood · ZIP 45370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,981
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2638 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Greene County
  • Costs more per square foot than 72% of homes in Greene County
  • Among the largest homes in Greene County
  • Has a bigger lot than 93% of homes in Greene County
  • Newer than 84% of homes in Spring Valley 45370

What homes are worth in Spring Valley 45370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$1M

This home is worth more than 92% of homes in Spring Valley 45370.

How it measures up in Spring Valley 45370

The dot is this home. The mark in the middle is the typical home in Spring Valley 45370.

Estimated value$876,877
CheaperTypical $373,217Pricier

Pricier than 92% of homes nearby

Price per ft²$204
CheaperTypical $187Pricier

Pricier than 57% of homes nearby

Living area4,308 ft²
SmallerTypical 2,030 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.64 ac
SmallerTypical 2.31 acBigger

Bigger than 59% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 84% of homes nearby

How 2638 River Bluff Dr ranks against every home in each area.
MeasureThis homeSpring Valley 45370Greene County
Estimated valuepricier than$876,87792% of homesalmost all homes
Price per ft²pricier than$20457% of homes72% of homes
Living areabigger than4,308 ft²97% of homesalmost all homes
Lot sizebigger than2.64 ac59% of homes93% of homes
Year builtnewer than199884% of homes77% of homes

About 2638 River Bluff Dr

How much is 2638 River Bluff Dr, Spring Valley, OH worth?

The TopHap Estimate for 2638 River Bluff Dr, Spring Valley, OH is $876,877 as of Jul 14, 2026. The likely range is $766,692 to $987,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2638 River Bluff Dr, Spring Valley, OH last sell?

2638 River Bluff Dr, Spring Valley, OH last sold on Mar 19, 2024 for $865,444, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2638 River Bluff Dr, Spring Valley, OH?

2638 River Bluff Dr, Spring Valley, OH has 4 bedrooms, 4.5 bathrooms, 4,308 square feet of living space and a 2.64-acre lot.

When was 2638 River Bluff Dr, Spring Valley, OH built?

2638 River Bluff Dr, Spring Valley, OH was built in 1998, making it 28 years old. It is a contemporary home. The building has 2 stories.

What schools serve 2638 River Bluff Dr, Spring Valley, OH?

2638 River Bluff Dr, Spring Valley, OH is assigned to Bellbrook High School (high), rated A; Bellbrook Middle School (middle), rated A+; Stephen Bell Elementary (elementary). All sit in Bellbrook-Sugarcreek Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2638 River Bluff Dr, Spring Valley, OH compare to other homes in Spring Valley 45370?

Among the 798 homes in Spring Valley 45370, it is worth more than 92% of them ($876,877 against a typical $373,217), its price per square foot is higher than 57% of them ($204 against a typical $187), it is bigger than 97% of them (4,308 ft² against a typical 2,030 ft²), its lot is bigger than 59% of them (2.64 ac against a typical 2.31 ac) and it is newer than 84% of them (1998 against a typical 1972). Measured against all of Greene County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2638 River Bluff Dr, Spring Valley, OH?

The 2025 property tax bill for 2638 River Bluff Dr, Spring Valley, OH was $13,277. The county assessed it at $257,610.

Closest homes

More homes in Spring Valley 45370

Assigned schools

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