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Single Family ResidenceResidential
$279,306$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $133,000 on Sep 3, 1998

2640 SPRUCE ST

RIVER GROVE, IL 60171
3
Beds
1
Baths
987 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$279K
$261K low$298K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,000 · Sep 3, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,306
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,245
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$174,000
AMERICAN NATIONAL BANK DEKALB · recorded Aug 12, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,596 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,594
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,406
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,999
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
River Grove Elementary SchoolB
Elementary · Grades PK–8 · 0.7 mi
H
East Leyden High SchoolC+
High · Grades 9–12 · 1.3 mi

District: River Grove School District 85-5

Neighborhood · ZIP 60171These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,508 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,536
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2640 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Cook County
  • Costs more per square foot than 72% of homes in River Grove 60171
  • Smaller than 88% of homes in Cook County
  • Has a smaller lot than 68% of homes in Cook County

What homes are worth in River Grove 60171

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$493K

This home is worth more than 40% of homes in River Grove 60171.

How it measures up in River Grove 60171

The dot is this home. The mark in the middle is the typical home in River Grove 60171.

Estimated value$279,306
CheaperTypical $295,384Pricier

Pricier than 40% of homes nearby

Price per ft²$283
CheaperTypical $253Pricier

Pricier than 72% of homes nearby

Living area987 ft²
SmallerTypical 1,250 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.1 ac
SmallerTypical 0.12 acBigger

Bigger than 38% of homes nearby

Year built1954
OlderTypical 1954Newer

Newer than 54% of homes nearby

How 2640 Spruce St ranks against every home in each area.
MeasureThis homeRiver Grove 60171Cook County
Estimated valuepricier than$279,30640% of homes35% of homes
Price per ft²pricier than$28372% of homes63% of homes
Living areabigger than987 ft²25% of homes12% of homes
Lot sizebigger than0.1 ac38% of homes32% of homes
Year builtnewer than195454% of homes42% of homes

About 2640 Spruce St

How much is 2640 Spruce St, River Grove, IL worth?

The TopHap Estimate for 2640 Spruce St, River Grove, IL is $279,306 as of Jul 14, 2026. The likely range is $260,791 to $297,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2640 Spruce St, River Grove, IL last sell?

2640 Spruce St, River Grove, IL last sold on Sep 3, 1998 for $133,000, according to the county's recorded deed.

How big is 2640 Spruce St, River Grove, IL?

2640 Spruce St, River Grove, IL has 3 bedrooms, 1 bathrooms, 987 square feet of living space and a 0.10-acre lot.

When was 2640 Spruce St, River Grove, IL built?

2640 Spruce St, River Grove, IL was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 2640 Spruce St, River Grove, IL?

2640 Spruce St, River Grove, IL is assigned to River Grove Elementary School (elementary), rated B; East Leyden High School (high), rated C+. All sit in River Grove School District 85-5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2640 Spruce St, River Grove, IL compare to other homes in River Grove 60171?

Among the 3,125 homes in River Grove 60171, it is worth more than 40% of them ($279,306 against a typical $295,384), its price per square foot is higher than 72% of them ($283 against a typical $253), it is bigger than 25% of them (987 ft² against a typical 1,250 ft²), its lot is bigger than 38% of them (0.1 ac against a typical 0.12 ac) and it is newer than 54% of them (1954 against a typical 1954). Measured against all of Cook County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2640 Spruce St, River Grove, IL?

The 2023 property tax bill for 2640 Spruce St, River Grove, IL was $6,596. The county assessed it at $23,000.

Closest homes

More homes in River Grove 60171

Assigned schools

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