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Single Family ResidenceResidential
$239,166$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $81,000 on Dec 11, 2013

2640 STATE ROUTE Z

FRANKLIN, MO 65250
1
Beds
0
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$239K
$229K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$81,000 · Dec 11, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,366
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,493
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,800
CITIZENS COMMUNITY BANK · recorded Dec 11, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$707 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,850 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,610

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.116 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.11.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Franklin Elementary SchoolA
Elementary · Grades PK–5 · 2.5 mi
M
New Franklin Middle-HighC+
Middle · Grades 6–12 · 2.5 mi

District: New Franklin R-I School District

Neighborhood · ZIP 65250These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,269
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,101
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2640 State Route Z measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Franklin 65250
  • Costs more per square foot than 73% of homes in Howard County
  • Smaller than 77% of homes in Howard County
  • Has a bigger lot than 71% of homes in Howard County
  • Older than 77% of homes in Franklin 65250

What homes are worth in Franklin 65250

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$993K

This home is worth more than 16% of homes in Franklin 65250.

How it measures up in Franklin 65250

The dot is this home. The mark in the middle is the typical home in Franklin 65250.

Estimated value$239,166
CheaperTypical $318,384Pricier

Pricier than 16% of homes nearby

Price per ft²$217
CheaperTypical $220Pricier

Pricier than 48% of homes nearby

Living area1,100 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 30% of homes nearby

Lot size11.07 ac
SmallerTypical 5.26 acBigger

Bigger than 63% of homes nearby

Year built1948
OlderTypical 1984Newer

Newer than 23% of homes nearby

How 2640 State Route Z ranks against every home in each area.
MeasureThis homeFranklin 65250Howard County
Estimated valuepricier than$239,16616% of homes52% of homes
Price per ft²pricier than$21748% of homes73% of homes
Living areabigger than1,100 ft²30% of homes23% of homes
Lot sizebigger than11.07 ac63% of homes71% of homes
Year builtnewer than194823% of homes34% of homes

About 2640 State Route Z

How much is 2640 State Route Z, Franklin, MO worth?

The TopHap Estimate for 2640 State Route Z, Franklin, MO is $239,166 as of Jul 14, 2026. The likely range is $229,095 to $249,237. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2640 State Route Z, Franklin, MO last sell?

2640 State Route Z, Franklin, MO last sold on Dec 11, 2013 for $81,000, according to the county's recorded deed.

How big is 2640 State Route Z, Franklin, MO?

2640 State Route Z, Franklin, MO has 1 bedrooms, 1,100 square feet of living space and a 11.07-acre lot.

When was 2640 State Route Z, Franklin, MO built?

2640 State Route Z, Franklin, MO was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 2640 State Route Z, Franklin, MO?

2640 State Route Z, Franklin, MO is assigned to New Franklin Elementary School (elementary), rated A; New Franklin Middle-High (middle), rated C+. All sit in New Franklin R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2640 State Route Z, Franklin, MO compare to other homes in Franklin 65250?

Among the 286 homes in Franklin 65250, it is worth more than 16% of them ($239,166 against a typical $318,384), its price per square foot is higher than 48% of them ($217 against a typical $220), it is bigger than 30% of them (1,100 ft² against a typical 1,424 ft²), its lot is bigger than 63% of them (11.07 ac against a typical 5.26 ac) and it is newer than 23% of them (1948 against a typical 1984). Measured against all of Howard County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2640 State Route Z, Franklin, MO?

The 2025 property tax bill for 2640 State Route Z, Franklin, MO was $707. The county assessed it at $9,850.

Closest homes

More homes in Franklin 65250

Assigned schools

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