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Single Family ResidenceResidential
$639,399$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2641 RIVER BLUFF DR

ALPENA, MI 49707
2.5
Baths
3,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.

Valuation

$639K
$562K low$717K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$237,549
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,039
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$401,850
FIRST FEDERAL OF NORTHERN MICHIGAN · recorded Sep 11, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,265 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$442,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,024,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALPENA
Lot (acres)The size of the land the home sits on, from county records.1.70
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Besser Elementary SchoolA-
Elementary · Grades KG–5 · 2.8 mi
M
Thunder Bay Junior High SchoolB-
Middle · Grades 6–8 · 3.2 mi
H
Alpena High SchoolA-
High · Grades 8–12 · 3.4 mi

District: Alpena Public Schools

Neighborhood · ZIP 49707These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,727
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,768
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,020
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2641 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Alpena 49707
  • Costs more per square foot than 83% of homes in Alpena 49707
  • Bigger than 98% of homes in Alpena 49707
  • Has a bigger lot than 81% of homes in Alpena 49707
  • Newer than 98% of homes in Alpena 49707

What homes are worth in Alpena 49707

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$602K

This home is worth more than almost all homes in Alpena 49707.

How it measures up in Alpena 49707

The dot is this home. The mark in the middle is the typical home in Alpena 49707.

Estimated value$639,399
CheaperTypical $189,954Pricier

Pricier than almost all homes nearby

Price per ft²$199
CheaperTypical $142Pricier

Pricier than 83% of homes nearby

Living area3,211 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.7 ac
SmallerTypical 0.35 acBigger

Bigger than 81% of homes nearby

Year built2014
OlderTypical 1965Newer

Newer than 98% of homes nearby

How 2641 River Bluff Dr ranks against every home in each area.
MeasureThis homeAlpena 49707Alpena County
Estimated valuepricier than$639,399almost all homesalmost all homes
Price per ft²pricier than$19983% of homes81% of homes
Living areabigger than3,211 ft²98% of homes98% of homes
Lot sizebigger than1.7 ac81% of homes69% of homes
Year builtnewer than201498% of homes98% of homes

About 2641 River Bluff Dr

How much is 2641 River Bluff Dr, Alpena, MI worth?

The TopHap Estimate for 2641 River Bluff Dr, Alpena, MI is $639,399 as of Jul 14, 2026. The likely range is $562,070 to $716,728. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2641 River Bluff Dr, Alpena, MI last sell?

2641 River Bluff Dr, Alpena, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2641 River Bluff Dr, Alpena, MI?

2641 River Bluff Dr, Alpena, MI has 2.5 bathrooms, 3,211 square feet of living space and a 1.70-acre lot.

When was 2641 River Bluff Dr, Alpena, MI built?

2641 River Bluff Dr, Alpena, MI was built in 2014, making it 12 years old.

What schools serve 2641 River Bluff Dr, Alpena, MI?

2641 River Bluff Dr, Alpena, MI is assigned to Besser Elementary School (elementary), rated A-; Thunder Bay Junior High School (middle), rated B-; Alpena High School (high), rated A-. All sit in Alpena Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2641 River Bluff Dr, Alpena, MI compare to other homes in Alpena 49707?

Among the 10,936 homes in Alpena 49707, it is worth more than almost all of them ($639,399 against a typical $189,954), its price per square foot is higher than 83% of them ($199 against a typical $142), it is bigger than 98% of them (3,211 ft² against a typical 1,350 ft²), its lot is bigger than 81% of them (1.7 ac against a typical 0.35 ac) and it is newer than 98% of them (2014 against a typical 1965). Measured against all of Alpena County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2641 River Bluff Dr, Alpena, MI?

The 2025 property tax bill for 2641 River Bluff Dr, Alpena, MI was $8,265. The county assessed it at $512,200.

Closest homes

More homes in Alpena 49707

Assigned schools

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