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Single Family ResidenceResidential
$308,109$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

265 ECHO LN N

RUSK, TX 75785
0
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$308K
$278K low$338K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$158,109
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,487
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
AUSTIN BANK TEXAS NA · R · recorded Mar 14, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,470 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,760

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.0.76
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gw Bradford Primary School
Elementary · Grades PK–1 · 2.3 mi
M
Rusk Jr High SchoolB+
Middle · Grades 6–8 · 2.4 mi
H
Rusk High SchoolC-
High · Grades 9–12 · 2.4 mi

District: Rusk Independent School District

Neighborhood · ZIP 75785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,615
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,238
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 Echo Ln N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Rusk 75785
  • Costs more per square foot than 68% of homes in Rusk 75785
  • Bigger than 81% of homes in Rusk 75785
  • Among the newest homes in Rusk 75785

What homes are worth in Rusk 75785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$670K

This home is worth more than 82% of homes in Rusk 75785.

How it measures up in Rusk 75785

The dot is this home. The mark in the middle is the typical home in Rusk 75785.

Estimated value$308,109
CheaperTypical $177,939Pricier

Pricier than 82% of homes nearby

Price per ft²$128
CheaperTypical $108Pricier

Pricier than 68% of homes nearby

Living area2,400 ft²
SmallerTypical 1,509 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.76 ac
SmallerTypical 1 acBigger

Bigger than 43% of homes nearby

Year built2023
OlderTypical 1986Newer

Newer than almost all homes nearby

How 265 Echo Ln N ranks against every home in each area.
MeasureThis homeRusk 75785Cherokee County
Estimated valuepricier than$308,10982% of homes65% of homes
Price per ft²pricier than$12868% of homes50% of homes
Living areabigger than2,400 ft²81% of homes77% of homes
Lot sizebigger than0.76 ac43% of homes49% of homes
Year builtnewer than2023almost all homes98% of homes

About 265 Echo Ln N

How much is 265 Echo Ln N, Rusk, TX worth?

The TopHap Estimate for 265 Echo Ln N, Rusk, TX is $308,109 as of Jul 14, 2026. The likely range is $277,884 to $338,334. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 Echo Ln N, Rusk, TX last sell?

265 Echo Ln N, Rusk, TX last sold on Feb 21, 2023, according to the county's recorded deed.

How big is 265 Echo Ln N, Rusk, TX?

265 Echo Ln N, Rusk, TX has 2,400 square feet of living space and a 0.76-acre lot.

When was 265 Echo Ln N, Rusk, TX built?

265 Echo Ln N, Rusk, TX was built in 2023, making it 3 years old.

What schools serve 265 Echo Ln N, Rusk, TX?

265 Echo Ln N, Rusk, TX is assigned to Gw Bradford Primary School (elementary); Rusk Jr High School (middle), rated B+; Rusk High School (high), rated C-. All sit in Rusk Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 Echo Ln N, Rusk, TX compare to other homes in Rusk 75785?

Among the 4,131 homes in Rusk 75785, it is worth more than 82% of them ($308,109 against a typical $177,939), its price per square foot is higher than 68% of them ($128 against a typical $108), it is bigger than 81% of them (2,400 ft² against a typical 1,509 ft²), its lot is bigger than 43% of them (0.76 ac against a typical 1 ac) and it is newer than almost all of them (2023 against a typical 1986). Measured against all of Cherokee County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 Echo Ln N, Rusk, TX?

The 2025 property tax bill for 265 Echo Ln N, Rusk, TX was $1,470. The county assessed it at $300,760.

Closest homes

More homes in Rusk 75785

Assigned schools

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