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Single Family ResidenceResidential
$231,554$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

265 SW 3RD ST

PILOT ROCK, OR 97868
3
Beds
1
Baths
1,903 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$232K
$214K low$249K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,449
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,359
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,105
BROKER SOLUTIONS INC · E · recorded Sep 8, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,311 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,470 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
85
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
65
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.172 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 561 ft²Shed · 192 ft²Patio · 561 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pilot Rock Elementary SchoolC+
Elementary · Grades PK–6 · 0.2 mi
M
Pilot Rock Jr. / Sr. High SchoolB
Middle · Grades 7–12 · 0.3 mi

District: Pilot Rock School District 2

Neighborhood · ZIP 97868These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,460
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,689
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 Sw 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Umatilla County
  • Costs less per square foot than 96% of homes in Umatilla County
  • Bigger than 80% of homes in Pilot Rock 97868
  • Older than 75% of homes in Umatilla County

What homes are worth in Pilot Rock 97868

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$692K

This home is worth more than 53% of homes in Pilot Rock 97868.

How it measures up in Pilot Rock 97868

The dot is this home. The mark in the middle is the typical home in Pilot Rock 97868.

Estimated value$231,554
CheaperTypical $226,522Pricier

Pricier than 53% of homes nearby

Price per ft²$122
CheaperTypical $180Pricier

Pricier than 9% of homes nearby

Living area1,903 ft²
SmallerTypical 1,355 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 44% of homes nearby

Year built1954
OlderTypical 1959Newer

Newer than 40% of homes nearby

How 265 Sw 3rd St ranks against every home in each area.
MeasureThis homePilot Rock 97868Umatilla County
Estimated valuepricier than$231,55453% of homes24% of homes
Price per ft²pricier than$1229% of homes4% of homes
Living areabigger than1,903 ft²80% of homes77% of homes
Lot sizebigger than0.2 ac44% of homes38% of homes
Year builtnewer than195440% of homes25% of homes

About 265 Sw 3rd St

How much is 265 Sw 3rd St, Pilot Rock, OR worth?

The TopHap Estimate for 265 Sw 3rd St, Pilot Rock, OR is $231,554 as of Jul 14, 2026. The likely range is $213,953 to $249,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 Sw 3rd St, Pilot Rock, OR last sell?

265 Sw 3rd St, Pilot Rock, OR last sold on Sep 8, 2022, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 265 Sw 3rd St, Pilot Rock, OR?

265 Sw 3rd St, Pilot Rock, OR has 3 bedrooms, 1 bathrooms, 1,903 square feet of living space and a 0.20-acre lot.

When was 265 Sw 3rd St, Pilot Rock, OR built?

265 Sw 3rd St, Pilot Rock, OR was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 265 Sw 3rd St, Pilot Rock, OR?

265 Sw 3rd St, Pilot Rock, OR is assigned to Pilot Rock Elementary School (elementary), rated C+; Pilot Rock Jr. / Sr. High School (middle), rated B. All sit in Pilot Rock School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 Sw 3rd St, Pilot Rock, OR compare to other homes in Pilot Rock 97868?

Among the 979 homes in Pilot Rock 97868, it is worth more than 53% of them ($231,554 against a typical $226,522), its price per square foot is higher than 9% of them ($122 against a typical $180), it is bigger than 80% of them (1,903 ft² against a typical 1,355 ft²), its lot is bigger than 44% of them (0.2 ac against a typical 0.24 ac) and it is newer than 40% of them (1954 against a typical 1959). Measured against all of Umatilla County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 Sw 3rd St, Pilot Rock, OR?

The 2025 property tax bill for 265 Sw 3rd St, Pilot Rock, OR was $2,311. The county assessed it at $135,470.

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