Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$388,373
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2728 RING RD

ASHLAND, IL 62612
0
Baths
80 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$388K
$279K low$497K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,373
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,698
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
FARM CREDIT SERVICES OF ILLINOIS FLCA · recorded Jul 10, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,687 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.80.00

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
A-C Central High SchoolC
High · Grades 9–12 · 5.2 mi
M
A-C Central Middle SchoolC-
Middle · Grades 5–8 · 5.2 mi
E
A-C Central Elementary SchoolA-
Elementary · Grades PK–4 · 14.2 mi

District: A-C Central Community Unit School District 262

Neighborhood · ZIP 62612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,824
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2728 Ring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ashland 62612
  • Among the largest lots in Morgan County

What homes are worth in Ashland 62612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$350K

This home is worth more than almost all homes in Ashland 62612.

How it measures up in Ashland 62612

The dot is this home. The mark in the middle is the typical home in Ashland 62612.

Estimated value$388,373
CheaperTypical $127,609Pricier

Pricier than almost all homes nearby

Lot size80 ac
SmallerTypical 0.36 acBigger

Bigger than 98% of homes nearby

How 2728 Ring Rd ranks against every home in each area.
MeasureThis homeAshland 62612Morgan County
Estimated valuepricier than$388,373almost all homes98% of homes
Lot sizebigger than80 ac98% of homesalmost all homes

About 2728 Ring Rd

How much is 2728 Ring Rd, Ashland, IL worth?

The TopHap Estimate for 2728 Ring Rd, Ashland, IL is $388,373 as of Jul 14, 2026. The likely range is $279,318 to $497,428. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 2728 Ring Rd, Ashland, IL?

2728 Ring Rd, Ashland, IL is assigned to A-C Central High School (high), rated C; A-C Central Middle School (middle), rated C-; A-C Central Elementary School (elementary), rated A-. All sit in A-C Central Community Unit School District 262. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2728 Ring Rd, Ashland, IL compare to other homes in Ashland 62612?

Among the 776 homes in Ashland 62612, it is worth more than almost all of them ($388,373 against a typical $127,609) and its lot is bigger than 98% of them (80 ac against a typical 0.36 ac). Measured against all of Morgan County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2728 Ring Rd, Ashland, IL?

The 2024 property tax bill for 2728 Ring Rd, Ashland, IL was $8,687. The county assessed it at $130,280.

More homes on Ring Rd

Closest homes

More homes in Ashland 62612

Assigned schools

Explore the area

See this home in context

Open 2728 Ring Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map