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Single Family ResidenceResidential
$183,844$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $167,000 on Apr 17, 2017

278 PROSPECT RD

PROSPECT, VA 23960
3
Beds
2
Baths
2,212 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$184K
$131K low$236K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$167,000 · Apr 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,251
FREEDOM MORTGAGE CORPORATION · R · recorded Feb 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$606 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPRINCE EDWARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prince Edward Elementary SchoolC-
Elementary · Grades PK–4 · 8.8 mi
M
Prince Edward Middle SchoolD-
Middle · Grades 5–8 · 8.9 mi
H
Prince Edward County High SchoolD+
High · Grades 9–12 · 9.0 mi

District: Prince Edward County Public Schools

Neighborhood · ZIP 23960These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,890
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,782
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

278 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Prince Edward County
  • Bigger than 85% of homes in Prospect 23960
  • Older than 95% of homes in Prince Edward County

What homes are worth in Prospect 23960

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$436K

This home is worth more than 56% of homes in Prospect 23960.

How it measures up in Prospect 23960

The dot is this home. The mark in the middle is the typical home in Prospect 23960.

Estimated value$183,844
CheaperTypical $170,142Pricier

Pricier than 56% of homes nearby

Price per ft²$83
CheaperTypical $119Pricier

Pricier than 11% of homes nearby

Living area2,212 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 85% of homes nearby

Lot size2 ac
SmallerTypical 2.61 acBigger

Bigger than 42% of homes nearby

Year built1920
OlderTypical 1985Newer

Newer than 6% of homes nearby

How 278 Prospect Rd ranks against every home in each area.
MeasureThis homeProspect 23960Prince Edward County
Estimated valuepricier than$183,84456% of homes49% of homes
Price per ft²pricier than$8311% of homes9% of homes
Living areabigger than2,212 ft²85% of homes78% of homes
Lot sizebigger than2 ac42% of homes53% of homes
Year builtnewer than19206% of homes5% of homes

About 278 Prospect Rd

How much is 278 Prospect Rd, Prospect, VA worth?

The TopHap Estimate for 278 Prospect Rd, Prospect, VA is $183,844 as of Jul 14, 2026. The likely range is $131,330 to $236,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 278 Prospect Rd, Prospect, VA last sell?

278 Prospect Rd, Prospect, VA last sold on Apr 17, 2017 for $167,000, according to the county's recorded deed.

How big is 278 Prospect Rd, Prospect, VA?

278 Prospect Rd, Prospect, VA has 3 bedrooms, 2 bathrooms, 2,212 square feet of living space and a 2.00-acre lot.

When was 278 Prospect Rd, Prospect, VA built?

278 Prospect Rd, Prospect, VA was built in 1920, making it 106 years old.

What schools serve 278 Prospect Rd, Prospect, VA?

278 Prospect Rd, Prospect, VA is assigned to Prince Edward Elementary School (elementary), rated C-; Prince Edward Middle School (middle), rated D-; Prince Edward County High School (high), rated D+. All sit in Prince Edward County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 278 Prospect Rd, Prospect, VA compare to other homes in Prospect 23960?

Among the 1,023 homes in Prospect 23960, it is worth more than 56% of them ($183,844 against a typical $170,142), its price per square foot is higher than 11% of them ($83 against a typical $119), it is bigger than 85% of them (2,212 ft² against a typical 1,404 ft²), its lot is bigger than 42% of them (2 ac against a typical 2.61 ac) and it is newer than 6% of them (1920 against a typical 1985). Measured against all of Prince Edward County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 278 Prospect Rd, Prospect, VA?

The 2025 property tax bill for 278 Prospect Rd, Prospect, VA was $606. The county assessed it at $151,400.

Closest homes

More homes in Prospect 23960

Assigned schools

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