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Single Family ResidenceResidential
$240,652
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2786 RIDGE RD

APPLEGATE, MI 48401
0
Baths

Valuation

$241K
$186K low$295K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$176,652
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$141,322
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
BANK OF AMERICA, NA · recorded Aug 22, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,410 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanilac

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Croswelllexington High SchoolA-
High · Grades 9–12 · 5.7 mi
M
Croswelllexington Middle SchoolB
Middle · Grades 5–8 · 5.7 mi
E
Meyer Elementary SchoolB
Elementary · Grades PK–4 · 6.3 mi

District: Croswell-Lexington Community School District

Neighborhood · ZIP 48401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,676
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,970
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2786 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Sanilac County

What homes are worth in Applegate 48401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$619K

This home is worth more than 73% of homes in Applegate 48401.

How it measures up in Applegate 48401

The dot is this home. The mark in the middle is the typical home in Applegate 48401.

Estimated value$240,652
CheaperTypical $171,232Pricier

Pricier than 73% of homes nearby

How 2786 Ridge Rd ranks against every home in each area.
MeasureThis homeApplegate 48401Sanilac County
Estimated valuepricier than$240,65273% of homes76% of homes

About 2786 Ridge Rd

How much is 2786 Ridge Rd, Applegate, MI worth?

The TopHap Estimate for 2786 Ridge Rd, Applegate, MI is $240,652 as of Jul 14, 2026. The likely range is $186,311 to $294,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 2786 Ridge Rd, Applegate, MI?

2786 Ridge Rd, Applegate, MI is assigned to Croswelllexington High School (high), rated A-; Croswelllexington Middle School (middle), rated B; Meyer Elementary School (elementary), rated B. All sit in Croswell-Lexington Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 2786 Ridge Rd, Applegate, MI?

The 2024 property tax bill for 2786 Ridge Rd, Applegate, MI was $1,410. The county assessed it at $115,600.

Closest homes

More homes in Applegate 48401

Assigned schools

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