Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$632,645$628 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $610,000 on Aug 12, 2025

2792 ROUTE 9

COLD SPRING, NY 10516
2
Beds
1
Baths
1,007 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$633K
$590K low$675K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$610,000 · Aug 12, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,645
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,916
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$549,000
KEY BANK NA · recorded Aug 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,097 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,815 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,615
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,815
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,087

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.0.85
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Haldane Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Haldane High SchoolA+
High · Grades 9–12 · 2.2 mi
E
Haldane Elementary SchoolB
Elementary · Grades KG–5 · 2.2 mi

District: Haldane Central School District

Neighborhood · ZIP 10516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.176 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2792 Route 9 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Cold Spring 10516
  • Costs more per square foot than 98% of homes in Putnam County
  • Smaller than 89% of homes in Putnam County
  • Older than 80% of homes in Putnam County

What homes are worth in Cold Spring 10516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$329K$2.1M

This home is worth more than 23% of homes in Cold Spring 10516.

How it measures up in Cold Spring 10516

The dot is this home. The mark in the middle is the typical home in Cold Spring 10516.

Estimated value$632,645
CheaperTypical $771,788Pricier

Pricier than 23% of homes nearby

Price per ft²$628
CheaperTypical $451Pricier

Pricier than 91% of homes nearby

Living area1,007 ft²
SmallerTypical 1,798 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.85 ac
SmallerTypical 0.53 acBigger

Bigger than 54% of homes nearby

Year built1943
OlderTypical 1966Newer

Newer than 33% of homes nearby

How 2792 Route 9 ranks against every home in each area.
MeasureThis homeCold Spring 10516Putnam County
Estimated valuepricier than$632,64523% of homes62% of homes
Price per ft²pricier than$62891% of homes98% of homes
Living areabigger than1,007 ft²13% of homes11% of homes
Lot sizebigger than0.85 ac54% of homes61% of homes
Year builtnewer than194333% of homes20% of homes

About 2792 Route 9

How much is 2792 Route 9, Cold Spring, NY worth?

The TopHap Estimate for 2792 Route 9, Cold Spring, NY is $632,645 as of Jul 14, 2026. The likely range is $589,817 to $675,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2792 Route 9, Cold Spring, NY last sell?

2792 Route 9, Cold Spring, NY last sold on Aug 12, 2025 for $610,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2792 Route 9, Cold Spring, NY?

2792 Route 9, Cold Spring, NY has 2 bedrooms, 1 bathrooms, 1,007 square feet of living space and a 0.85-acre lot.

When was 2792 Route 9, Cold Spring, NY built?

2792 Route 9, Cold Spring, NY was built in 1943, making it 83 years old. It is a cape cod home. The building has 2 stories.

What schools serve 2792 Route 9, Cold Spring, NY?

2792 Route 9, Cold Spring, NY is assigned to Haldane Middle School (middle), rated B+; Haldane High School (high), rated A+; Haldane Elementary School (elementary), rated B. All sit in Haldane Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2792 Route 9, Cold Spring, NY compare to other homes in Cold Spring 10516?

Among the 2,183 homes in Cold Spring 10516, it is worth more than 23% of them ($632,645 against a typical $771,788), its price per square foot is higher than 91% of them ($628 against a typical $451), it is bigger than 13% of them (1,007 ft² against a typical 1,798 ft²), its lot is bigger than 54% of them (0.85 ac against a typical 0.53 ac) and it is newer than 33% of them (1943 against a typical 1966). Measured against all of Putnam County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2792 Route 9, Cold Spring, NY?

The 2025 property tax bill for 2792 Route 9, Cold Spring, NY was $8,097. The county assessed it at $136,815.

Closest homes

More homes in Cold Spring 10516

Assigned schools

Explore the area

See this home in context

Open 2792 Route 9 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map