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Residential (General/Single)Residential
$439,758$458 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2796 BEAR ISLAND RIVER RD

ELY, MN 55731
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$440K
$415K low$465K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,462 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$498,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$253,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$498,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$498,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyST. LOUIS
Lot (acres)The size of the land the home sits on, from county records.1.19
ConstructionThe main material the home's frame and walls are built from.Log
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 30 ft²Porch · 256 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memorial Middle SchoolB+
Middle · Grades 6–8 · 9.4 mi
E
Washington Elementary SchoolB
Elementary · Grades PK–5 · 9.4 mi
H
Memorial High SchoolA
High · Grades 9–12 · 9.4 mi

District: Ely Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2796 Bear Island River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in St. Louis County
  • Costs more per square foot than 98% of homes in St. Louis County
  • Smaller than 73% of homes in St. Louis County
  • Has a bigger lot than 67% of homes in St. Louis County
  • Newer than 86% of homes in St. Louis County

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$900K

This home is worth more than 78% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$439,758
CheaperTypical $233,570Pricier

Pricier than 78% of homes nearby

Price per ft²$458
CheaperTypical $207Pricier

Pricier than 84% of homes nearby

Living area960 ft²
SmallerTypical 1,072 ft²Bigger

Bigger than 41% of homes nearby

Lot size1.19 ac
SmallerTypical 1.16 acBigger

Bigger than 51% of homes nearby

Year built1999
OlderTypical 1976Newer

Newer than 74% of homes nearby

How 2796 Bear Island River Rd ranks against every home in each area.
MeasureThis homeEly 55731St. Louis County
Estimated valuepricier than$439,75878% of homes88% of homes
Price per ft²pricier than$45884% of homes98% of homes
Living areabigger than960 ft²41% of homes27% of homes
Lot sizebigger than1.19 ac51% of homes67% of homes
Year builtnewer than199974% of homes86% of homes

About 2796 Bear Island River Rd

How much is 2796 Bear Island River Rd, Ely, MN worth?

The TopHap Estimate for 2796 Bear Island River Rd, Ely, MN is $439,758 as of Aug 30, 2026. The likely range is $414,781 to $464,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2796 Bear Island River Rd, Ely, MN last sell?

2796 Bear Island River Rd, Ely, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2796 Bear Island River Rd, Ely, MN?

2796 Bear Island River Rd, Ely, MN has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 1.19-acre lot.

When was 2796 Bear Island River Rd, Ely, MN built?

2796 Bear Island River Rd, Ely, MN was built in 1999, making it 27 years old. It is a rustic home. The building has 1 story.

What schools serve 2796 Bear Island River Rd, Ely, MN?

2796 Bear Island River Rd, Ely, MN is assigned to Memorial Middle School (middle), rated B+; Washington Elementary School (elementary), rated B; Memorial High School (high), rated A. All sit in Ely Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2796 Bear Island River Rd, Ely, MN compare to other homes in Ely 55731?

Among the 5,981 homes in Ely 55731, it is worth more than 78% of them ($439,758 against a typical $233,570), its price per square foot is higher than 84% of them ($458 against a typical $207), it is bigger than 41% of them (960 ft² against a typical 1,072 ft²), its lot is bigger than 51% of them (1.19 ac against a typical 1.16 ac) and it is newer than 74% of them (1999 against a typical 1976). Measured against all of St. Louis County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2796 Bear Island River Rd, Ely, MN?

The 2026 property tax bill for 2796 Bear Island River Rd, Ely, MN was $6,462. The county assessed it at $498,400.

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