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Single Family ResidenceResidential
$882,693$481 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $560,000 on Jun 1, 2021

28 ELM ST

BAYVILLE, NJ 08721
3
Beds
3
Baths
1,834 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$883K
$815K low$950K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$560,000 · Jun 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,450 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$480,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$294,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$480,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$480,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
H & M Potter SchoolC-
Elementary · Grades PK–4 · 0.3 mi
H
Central Regional High SchoolD
High · Grades 9–12 · 3.5 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 3.8 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Bayville 08721
  • Costs more per square foot than 93% of homes in Bayville 08721
  • Has a smaller lot than 67% of homes in Bayville 08721
  • Newer than 70% of homes in Ocean County

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$1.1M

This home is worth more than 94% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$882,693
CheaperTypical $530,269Pricier

Pricier than 94% of homes nearby

Price per ft²$481
CheaperTypical $317Pricier

Pricier than 93% of homes nearby

Living area1,834 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.19 ac
SmallerTypical 0.25 acBigger

Bigger than 33% of homes nearby

Year built1994
OlderTypical 1985Newer

Newer than 65% of homes nearby

How 28 Elm St ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$882,69394% of homes78% of homes
Price per ft²pricier than$48193% of homes79% of homes
Living areabigger than1,834 ft²62% of homes62% of homes
Lot sizebigger than0.19 ac33% of homes59% of homes
Year builtnewer than199465% of homes70% of homes

About 28 Elm St

How much is 28 Elm St, Bayville, NJ worth?

The TopHap Estimate for 28 Elm St, Bayville, NJ is $882,693 as of Oct 21, 2026. The likely range is $815,266 to $950,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Elm St, Bayville, NJ last sell?

28 Elm St, Bayville, NJ last sold on Jun 1, 2021 for $560,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 28 Elm St, Bayville, NJ?

28 Elm St, Bayville, NJ has 3 bedrooms, 3 bathrooms, 1,834 square feet of living space and a 0.19-acre lot.

When was 28 Elm St, Bayville, NJ built?

28 Elm St, Bayville, NJ was built in 1994, making it 32 years old. It is a cape cod home. The building has 2 stories.

What schools serve 28 Elm St, Bayville, NJ?

28 Elm St, Bayville, NJ is assigned to H & M Potter School (elementary), rated C-; Central Regional High School (high), rated D; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Elm St, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 94% of them ($882,693 against a typical $530,269), its price per square foot is higher than 93% of them ($481 against a typical $317), it is bigger than 62% of them (1,834 ft² against a typical 1,664 ft²), its lot is bigger than 33% of them (0.19 ac against a typical 0.25 ac) and it is newer than 65% of them (1994 against a typical 1985). Measured against all of Ocean County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Elm St, Bayville, NJ?

The 2025 property tax bill for 28 Elm St, Bayville, NJ was $12,450. The county assessed it at $480,700.

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