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Single Family ResidenceResidential
$925,388$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $815,000 on Jul 14, 2026

28 ERNEST DR

LANOKA HARBOR, NJ 08734
5
Beds
3
Baths
3,670 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$925K
$748K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$815,000 · Jul 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,577 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$496,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$128,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$367,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$496,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$496,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lacey Township High SchoolC-
High · Grades 9–12 · 0.6 mi
M
Lacey Township Middle SchoolC+
Middle · Grades 7–8 · 0.9 mi
E
Cedar Creek Elementary SchoolB-
Elementary · Grades KG–4 · 1.0 mi

District: Lacey Township School District

Neighborhood · ZIP 08734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,059
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Ernest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Lanoka Harbor 08734
  • Costs less per square foot than 81% of homes in Ocean County
  • Among the largest homes in Lanoka Harbor 08734
  • Has a bigger lot than 86% of homes in Ocean County
  • Newer than 92% of homes in Lanoka Harbor 08734

What homes are worth in Lanoka Harbor 08734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$1.2M

This home is worth more than 92% of homes in Lanoka Harbor 08734.

How it measures up in Lanoka Harbor 08734

The dot is this home. The mark in the middle is the typical home in Lanoka Harbor 08734.

Estimated value$925,388
CheaperTypical $549,861Pricier

Pricier than 92% of homes nearby

Price per ft²$252
CheaperTypical $304Pricier

Pricier than 21% of homes nearby

Living area3,670 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than almost all homes nearby

Lot size0.36 ac
SmallerTypical 0.23 acBigger

Bigger than 75% of homes nearby

Year built2005
OlderTypical 1984Newer

Newer than 92% of homes nearby

How 28 Ernest Dr ranks against every home in each area.
MeasureThis homeLanoka Harbor 08734Ocean County
Estimated valuepricier than$925,38892% of homes80% of homes
Price per ft²pricier than$25221% of homes19% of homes
Living areabigger than3,670 ft²almost all homes97% of homes
Lot sizebigger than0.36 ac75% of homes86% of homes
Year builtnewer than200592% of homes85% of homes

About 28 Ernest Dr

How much is 28 Ernest Dr, Lanoka Harbor, NJ worth?

The TopHap Estimate for 28 Ernest Dr, Lanoka Harbor, NJ is $925,388 as of Jul 14, 2026. The likely range is $747,772 to $1,103,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Ernest Dr, Lanoka Harbor, NJ last sell?

28 Ernest Dr, Lanoka Harbor, NJ last sold on Jul 14, 2026 for $815,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 28 Ernest Dr, Lanoka Harbor, NJ?

28 Ernest Dr, Lanoka Harbor, NJ has 5 bedrooms, 3 bathrooms, 3,670 square feet of living space and a 0.36-acre lot.

When was 28 Ernest Dr, Lanoka Harbor, NJ built?

28 Ernest Dr, Lanoka Harbor, NJ was built in 2005, making it 21 years old. It is a colonial home. The building has 2 stories.

What schools serve 28 Ernest Dr, Lanoka Harbor, NJ?

28 Ernest Dr, Lanoka Harbor, NJ is assigned to Lacey Township High School (high), rated C-; Lacey Township Middle School (middle), rated C+; Cedar Creek Elementary School (elementary), rated B-. All sit in Lacey Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Ernest Dr, Lanoka Harbor, NJ compare to other homes in Lanoka Harbor 08734?

Among the 2,864 homes in Lanoka Harbor 08734, it is worth more than 92% of them ($925,388 against a typical $549,861), its price per square foot is higher than 21% of them ($252 against a typical $304), it is bigger than almost all of them (3,670 ft² against a typical 1,840 ft²), its lot is bigger than 75% of them (0.36 ac against a typical 0.23 ac) and it is newer than 92% of them (2005 against a typical 1984). Measured against all of Ocean County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Ernest Dr, Lanoka Harbor, NJ?

The 2025 property tax bill for 28 Ernest Dr, Lanoka Harbor, NJ was $13,577. The county assessed it at $496,400.

More homes on Ernest Dr

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