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Single Family ResidenceResidential
$135,275$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

28 FACTORY ST

MARYLAND, NY 12116
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$135K
$112K low$159K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,057 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,822

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Electric
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Schenevus Central SchoolC+
Elementary · Grades PK–12 · 3.6 mi

District: Schenevus Central School District

Neighborhood · ZIP 12116These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.169
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,543
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,487
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,740
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Factory St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Maryland 12116
  • Smaller than 90% of homes in Otsego County
  • Has a smaller lot than 79% of homes in Maryland 12116
  • Newer than 82% of homes in Maryland 12116

What homes are worth in Maryland 12116

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$479K

This home is worth more than 17% of homes in Maryland 12116.

How it measures up in Maryland 12116

The dot is this home. The mark in the middle is the typical home in Maryland 12116.

Estimated value$135,275
CheaperTypical $198,951Pricier

Pricier than 17% of homes nearby

Price per ft²$157
CheaperTypical $146Pricier

Pricier than 56% of homes nearby

Living area864 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.29 ac
SmallerTypical 1.07 acBigger

Bigger than 21% of homes nearby

Year built1993
OlderTypical 1968Newer

Newer than 82% of homes nearby

How 28 Factory St ranks against every home in each area.
MeasureThis homeMaryland 12116Otsego County
Estimated valuepricier than$135,27517% of homes19% of homes
Price per ft²pricier than$15756% of homes62% of homes
Living areabigger than864 ft²17% of homes10% of homes
Lot sizebigger than0.29 ac21% of homes21% of homes
Year builtnewer than199382% of homes82% of homes

About 28 Factory St

How much is 28 Factory St, Maryland, NY worth?

The TopHap Estimate for 28 Factory St, Maryland, NY is $135,275 as of Oct 21, 2026. The likely range is $111,630 to $158,920. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Factory St, Maryland, NY last sell?

28 Factory St, Maryland, NY last sold on Aug 21, 2007, according to the county's recorded deed.

How big is 28 Factory St, Maryland, NY?

28 Factory St, Maryland, NY has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.29-acre lot.

When was 28 Factory St, Maryland, NY built?

28 Factory St, Maryland, NY was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 28 Factory St, Maryland, NY?

28 Factory St, Maryland, NY is assigned to Schenevus Central School (elementary), rated C+. All sit in Schenevus Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Factory St, Maryland, NY compare to other homes in Maryland 12116?

Among the 1,023 homes in Maryland 12116, it is worth more than 17% of them ($135,275 against a typical $198,951), its price per square foot is higher than 56% of them ($157 against a typical $146), it is bigger than 17% of them (864 ft² against a typical 1,320 ft²), its lot is bigger than 21% of them (0.29 ac against a typical 1.07 ac) and it is newer than 82% of them (1993 against a typical 1968). Measured against all of Otsego County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Factory St, Maryland, NY?

The 2024 property tax bill for 28 Factory St, Maryland, NY was $2,057. The county assessed it at $67,200.

More homes on Factory St

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